SIREN : 429923568
BDR FINANCES is a French company founded 26 years ago, specialized in the sector Services administratifs combinés de bureau. Based in JAVRON LES CHAPELLES (53250), this company of category PME shows in 2018 a revenue of 824 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|
| Revenue | 823 836 € | 690 591 € | 688 220 € | 650 399 € |
| Net income | 621 775 € | 734 554 € | 1 455 104 € | 460 376 € |
| EBITDA | -15 143 € | 11 671 € | 20 030 € | 28 770 € |
| Net margin | 75.5% | 106.4% | 211.4% | 70.8% |
In 2018, BDR FINANCES achieves revenue of 824 k€. Over the period 2015-2018, the company shows strong growth with a CAGR (compound annual growth rate) of +8.2%. Vs 2017, growth of +19% (691 k€ -> 824 k€). After deducting consumption (0 €), gross margin stands at 824 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -15 k€, representing -1.8% of revenue. Warning negative scissor effect: despite revenue change (+19%), EBITDA varies by -230%, reducing margin by 3.5 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 622 k€, i.e. 75.5% of revenue. This profit can be retained or distributed to shareholders.
823 836 €
823 836 €
-15 143 €
-31 763 €
621 775 €
-1.8%
The debt ratio (= Financial debt / Equity x 100) stands at 45%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 67%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.2 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 93.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
44.605%
67.129%
93.485%
3.185
In 2018, the debt ratio of BDR FINANCES (44.60) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2018, the financial autonomy of BDR FINANCES (67.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2018, the repayment capacity of BDR FINANCES (3.19) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1331.44. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1331.441
-1092.868
In 2018, the liquidity ratio of BDR FINANCES (1331.44) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2018, the interest coverage of BDR FINANCES (-1092.9x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 77 days. Excellent situation: suppliers finance 77 days of the operating cycle (retail model). Overall, WCR represents 21 days of revenue, i.e. 48 k€ to permanently finance. Over 2015-2018, WCR increased by +94%, requiring additional financing.
48 351 €
0 j
77 j
0 j
21 j
Based on 173 transactions of similar company sales (all years), the value of BDR FINANCES is estimated at 1 066 519 € (range 386 971€ - 2 799 827€). The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BDR FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of BDR FINANCES in 2018 is 824 k€.
Yes, BDR FINANCES generated a net profit of 622 k€ in 2018.
The headquarters of BDR FINANCES is located in JAVRON LES CHAPELLES (53250), in the department Mayenne.
The tax return of BDR FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BDR FINANCES operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.