Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

BCO DE CLOHARS : revenue, balance sheet and financial ratios

BCO DE CLOHARS is a French company founded 11 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in CLOHARS-CARNOET (29360), this company of category PME shows in 2020 a net income positive of 72 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BCO DE CLOHARS (SIREN 809878911)
Indicator 2020 2018 2017
Revenue N/C N/C N/C
Net income 72 241 € 68 696 € 118 775 €
EBITDA N/C -3 027 € -1 545 €
Net margin N/C N/C N/C

Revenue and income statement

In 2020, BCO DE CLOHARS generates positive net income of 72 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2020: 119 k€ -> 72 k€.

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

72 241 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 255%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 28%. The balance between equity and debt is satisfactory.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

255.427%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

28.135%

Solvency indicators evolution
BCO DE CLOHARS

Sector positioning

Debt ratio
255.43 2020
2017
2018
2020
Q1: 0.01
Med: 10.43
Q3: 82.59
Average

In 2020, the debt ratio of BCO DE CLOHARS (255.43) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
28.14% 2020
2017
2018
2020
Q1: 16.33%
Med: 62.48%
Q3: 90.92%
Average +6 pts over 3 years

In 2020, the financial autonomy of BCO DE CLOHARS (28.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
16.46 years 2018
2017
2018
Q1: 0.0 years
Med: 0.01 years
Q3: 3.23 years
Average

In 2018, the repayment capacity of BCO DE CLOHARS (16.46) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
BCO DE CLOHARS

Positioning of BCO DE CLOHARS in its sector

Comparison with sector Fonds de placement et entités financières similaires

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (25 transactions). This range of 487 025€ to 918 655€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2020
Indicative
487k€ 748k€ 918k€
748 600 € Range: 487 025€ - 918 655€
NAF 5 année 2020

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 25 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fonds de placement et entités financières similaires)

Compare BCO DE CLOHARS with other companies in the same sector:

Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires

Frequently asked questions about BCO DE CLOHARS

What is the revenue of BCO DE CLOHARS ?

The revenue of BCO DE CLOHARS is not publicly disclosed (confidential accounts filed with INPI).

Is BCO DE CLOHARS profitable?

Yes, BCO DE CLOHARS generated a net profit of 72 k€ in 2020.

Where is the headquarters of BCO DE CLOHARS ?

The headquarters of BCO DE CLOHARS is located in CLOHARS-CARNOET (29360), in the department Finistere.

Where to find the tax return of BCO DE CLOHARS ?

The tax return of BCO DE CLOHARS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BCO DE CLOHARS operate?

BCO DE CLOHARS operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.