SIREN : 953236155
BCJM is a French company founded 2 years ago, specialized in the sector Gestion de fonds. Based in XONRUPT-LONGEMER (88400), this company of category PME shows in 2024 a revenue of 513 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 |
|---|---|---|
| Revenue | 512 571 € | 19 174 € |
| Net income | 63 899 € | -22 716 € |
| EBITDA | 160 750 € | -14 753 € |
| Net margin | 12.5% | -118.5% |
In 2024, BCJM achieves revenue of 513 k€. Vs 2023, growth of +2573% (19 k€ -> 513 k€). After deducting consumption (0 €), gross margin stands at 513 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 161 k€, representing 31.4% of revenue. Positive scissor effect: EBITDA margin improves by +108.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 64 k€, i.e. 12.5% of revenue. This profit can be retained or distributed to shareholders.
512 571 €
512 571 €
160 750 €
164 368 €
63 899 €
31.4%
The debt ratio (= Financial debt / Equity x 100) stands at 6759%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 51.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 11.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
6758.657%
1.411%
11.761%
51.779
69.2%
In 2024, the debt ratio of BCJM (6758.66) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of BCJM (1.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of BCJM (51.78) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1290.21. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 76.0x. Operating income very largely covers interest expenses: high safety margin.
1290.21
76.008
In 2024, the liquidity ratio of BCJM (1290.21) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of BCJM (76.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 130 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 78 days. The gap of 52 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 171 days of revenue, i.e. 244 k€ to permanently finance.
243 897 €
130 j
78 j
0 j
171 j
Based on 62 transactions of similar company sales
in 2024,
the value of BCJM is estimated at
526 887 €
(range 170 974€ - 1 185 561€).
With an EBITDA of 160 750€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BCJM with other companies in the same sector:
The revenue of BCJM in 2024 is 513 k€.
Yes, BCJM generated a net profit of 64 k€ in 2024.
The headquarters of BCJM is located in XONRUPT-LONGEMER (88400), in the department Vosges.
The tax return of BCJM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BCJM operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.