BCI CHARTRES : revenue, balance sheet and financial ratios

BCI CHARTRES is a French company founded 14 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in NOGENT-LE-PHAYE (28630), this company of category PME shows in 2019 a revenue of 6.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BCI CHARTRES (SIREN 750060188)
Indicator 2025 2023 2022 2021 2020 2019 2018 2017
Revenue N/C N/C N/C N/C N/C 6 476 165 € 4 583 800 € 4 231 103 €
Net income 172 258 € 44 273 € 68 650 € 317 916 € 99 779 € 433 506 € 90 344 € 34 482 €
EBITDA N/C N/C N/C N/C N/C 429 521 € 120 039 € 61 422 €
Net margin N/C N/C N/C N/C N/C 6.7% 2.0% 0.8%

Revenue and income statement

In 2025, BCI CHARTRES generates positive net income of 172 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2025: 34 k€ -> 172 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

172 258 €

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 117%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 28%. The balance between equity and debt is satisfactory.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

116.828%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

28.055%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

26.0%

Solvency indicators evolution
BCI CHARTRES

Sector positioning

Debt ratio
116.83 2025
2022
2023
2025
Q1: 4.82
Med: 28.34
Q3: 97.59
Average +9 pts over 3 years

In 2025, the debt ratio of BCI CHARTRES (116.83) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
28.05% 2025
2022
2023
2025
Q1: 21.4%
Med: 46.13%
Q3: 67.72%
Average -18 pts over 3 years

In 2025, the financial autonomy of BCI CHARTRES (28.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 248.21. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

248.214

Liquidity indicators evolution
BCI CHARTRES

Sector positioning

Liquidity ratio
248.21 2025
2022
2023
2025
Q1: 178.81
Med: 298.19
Q3: 555.86
Average -16 pts over 3 years

In 2025, the liquidity ratio of BCI CHARTRES (248.21) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
BCI CHARTRES

Positioning of BCI CHARTRES in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 113 transactions of similar company sales in 2025, the value of BCI CHARTRES is estimated at 734 738 € (range 234 390€ - 1 205 481€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
113 transactions
234k€ 734k€ 1205k€
734 738 € Range: 234 390€ - 1 205 481€
NAF 5 année 2025

Valuation method used

Net Income Multiple
172 258 € × 4.3x = 734 739 €
Range: 234 390€ - 1 205 481€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare BCI CHARTRES with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about BCI CHARTRES

What is the revenue of BCI CHARTRES ?

The revenue of BCI CHARTRES in 2019 is 6.5 M€.

Is BCI CHARTRES profitable?

Yes, BCI CHARTRES generated a net profit of 172 k€ in 2025.

Where is the headquarters of BCI CHARTRES ?

The headquarters of BCI CHARTRES is located in NOGENT-LE-PHAYE (28630), in the department Eure-et-Loir.

Where to find the tax return of BCI CHARTRES ?

The tax return of BCI CHARTRES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BCI CHARTRES operate?

BCI CHARTRES operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.