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BC2J SAVOIES : revenue, balance sheet and financial ratios

BC2J SAVOIES is a French company founded 7 years ago, specialized in the sector Évaluation des risques et dommages. Based in BARBERAZ (73000), this company of category PME shows in 2022 a revenue of 1.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BC2J SAVOIES (SIREN 841046865)
Indicator 2024 2023 2022 2021 2020 2019
Revenue N/C N/C 1 149 194 € N/C N/C N/C
Net income 135 415 € 159 523 € -248 567 € 33 876 € 30 836 € 82 972 €
EBITDA N/C N/C 27 977 € N/C N/C N/C
Net margin N/C N/C -21.6% N/C N/C N/C

Revenue and income statement

In 2024, BC2J SAVOIES generates positive net income of 135 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2019-2024: 83 k€ -> 135 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

135 415 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 107%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

106.765%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

21.165%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

30.2%

Solvency indicators evolution
BC2J SAVOIES

Sector positioning

Debt ratio
106.77 2024
2022
2023
2024
Q1: 0.34
Med: 15.78
Q3: 51.95
Average +52 pts over 3 years

In 2024, the debt ratio of BC2J SAVOIES (106.77) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
21.16% 2024
2022
2023
2024
Q1: 19.33%
Med: 44.34%
Q3: 61.51%
Average

In 2024, the financial autonomy of BC2J SAVOIES (21.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
20.88 years 2022
2022
Q1: 0.0 years
Med: 0.5 years
Q3: 2.32 years
Watch

In 2022, the repayment capacity of BC2J SAVOIES (20.88) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 97.89. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

97.891

Liquidity indicators evolution
BC2J SAVOIES

Sector positioning

Liquidity ratio
97.89 2024
2022
2023
2024
Q1: 124.63
Med: 157.8
Q3: 244.91
Watch

In 2024, the liquidity ratio of BC2J SAVOIES (97.89) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
19.08x 2022
2022
Q1: 0.0x
Med: 0.29x
Q3: 2.57x
Excellent

In 2022, the interest coverage of BC2J SAVOIES (19.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
BC2J SAVOIES

Positioning of BC2J SAVOIES in its sector

Comparison with sector Évaluation des risques et dommages

Valuation estimate

Based on 209 transactions of similar company sales (all years), the value of BC2J SAVOIES is estimated at 267 580 € (range 116 828€ - 1 198 163€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
209 transactions
116k€ 267k€ 1198k€
267 580 € Range: 116 828€ - 1 198 163€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation method used

Net Income Multiple
135 415 € × 2.0x = 267 581 €
Range: 116 828€ - 1 198 163€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 209 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Évaluation des risques et dommages)

Compare BC2J SAVOIES with other companies in the same sector:

Frequently asked questions about BC2J SAVOIES

What is the revenue of BC2J SAVOIES ?

The revenue of BC2J SAVOIES in 2022 is 1.1 M€.

Is BC2J SAVOIES profitable?

Yes, BC2J SAVOIES generated a net profit of 135 k€ in 2024.

Where is the headquarters of BC2J SAVOIES ?

The headquarters of BC2J SAVOIES is located in BARBERAZ (73000), in the department Savoie.

Where to find the tax return of BC2J SAVOIES ?

The tax return of BC2J SAVOIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BC2J SAVOIES operate?

BC2J SAVOIES operates in the sector Évaluation des risques et dommages (NAF code 66.21Z). See the 'Sector positioning' section above to compare the company with its competitors.