SIREN : 829034636
BC HOLDING FINANCE is a French company founded 9 years ago, specialized in the sector Activités des sociétés holding. Based in CERNY (91590), this company of category PME shows in 2023 a revenue of 216 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|
| Revenue | 216 126 € | 226 100 € | 182 386 € | 246 491 € | 148 527 € | 41 202 € | N/C |
| Net income | 197 420 € | 125 554 € | -8 623 € | -105 582 € | -42 191 € | -28 288 € | 43 061 € |
| EBITDA | -40 367 € | 40 675 € | -5 210 € | 45 497 € | -62 493 € | -96 753 € | -6 938 € |
| Net margin | 91.3% | 55.5% | -4.7% | -42.8% | -28.4% | -68.7% | N/C |
In 2023, BC HOLDING FINANCE achieves revenue of 216 k€. Over the period 2018-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +39.3%. Slight decline of -4% vs 2022. After deducting consumption (0 €), gross margin stands at 216 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -40 k€, representing -18.7% of revenue. Warning negative scissor effect: despite revenue change (-4%), EBITDA varies by -199%, reducing margin by 36.7 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 197 k€, i.e. 91.3% of revenue. This profit can be retained or distributed to shareholders.
216 126 €
216 126 €
-40 367 €
-37 756 €
197 420 €
-18.7%
The debt ratio (= Financial debt / Equity x 100) stands at 66%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 33%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 11.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
65.658%
33.252%
11.593%
6.718
36.9%
In 2023, the debt ratio of BC HOLDING FINANCE (65.66) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of BC HOLDING FINANCE (33.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of BC HOLDING FINANCE (6.72) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 140.51. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
140.508
-9.04
In 2023, the liquidity ratio of BC HOLDING FINANCE (140.51) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of BC HOLDING FINANCE (-9.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 74 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 20 days. The gap of 54 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-462 days): operations structurally generate cash.
-277 201 €
74 j
20 j
0 j
-462 j
Based on 63 transactions of similar company sales
in 2023,
the value of BC HOLDING FINANCE is estimated at
767 783 €
(range 157 083€ - 1 185 663€).
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BC HOLDING FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of BC HOLDING FINANCE in 2023 is 216 k€.
Yes, BC HOLDING FINANCE generated a net profit of 197 k€ in 2023.
The headquarters of BC HOLDING FINANCE is located in CERNY (91590), in the department Essonne.
The tax return of BC HOLDING FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BC HOLDING FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.