SIREN : 529671562
BC FINANCE ET GESTION is a French company founded 15 years ago, specialized in the sector Activités des sièges sociaux. Based in FEIGNIES (59750), this company of category PME shows in 2024 a revenue of 491 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 491 442 € | 466 025 € | 422 850 € | 354 315 € | 397 429 € | 323 471 € | 289 588 € | 285 615 € |
| Net income | 166 129 € | 121 952 € | 363 038 € | 113 653 € | 296 442 € | 188 733 € | 143 805 € | 80 731 € |
| EBITDA | -31 993 € | -35 876 € | -64 383 € | -89 155 € | -83 964 € | -111 651 € | -96 736 € | 7 817 € |
| Net margin | 33.8% | 26.2% | 85.9% | 32.1% | 74.6% | 58.3% | 49.7% | 28.3% |
In 2024, BC FINANCE ET GESTION achieves revenue of 491 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +7.0%. Vs 2023: +5%. After deducting consumption (0 €), gross margin stands at 491 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -32 k€, representing -6.5% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 166 k€, i.e. 33.8% of revenue. This profit can be retained or distributed to shareholders.
491 442 €
491 442 €
-31 993 €
-21 089 €
166 129 €
-6.5%
The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 92%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 19.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
5.019%
92.005%
19.082%
2.134
In 2024, the debt ratio of BC FINANCE ET GESTION (5.02) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of BC FINANCE ET GESTION (92.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of BC FINANCE ET GESTION (2.13) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1109.45. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1109.45
-133.201
In 2024, the liquidity ratio of BC FINANCE ET GESTION (1109.45) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of BC FINANCE ET GESTION (-133.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 123 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 28 days. The gap of 95 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 239 days of revenue, i.e. 327 k€ to permanently finance.
326 892 €
123 j
28 j
0 j
239 j
Based on 103 transactions of similar company sales in 2024, the value of BC FINANCE ET GESTION is estimated at 743 162 € (range 270 013€ - 1 926 164€). The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BC FINANCE ET GESTION with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of BC FINANCE ET GESTION in 2024 is 491 k€.
Yes, BC FINANCE ET GESTION generated a net profit of 166 k€ in 2024.
The headquarters of BC FINANCE ET GESTION is located in FEIGNIES (59750), in the department Nord.
The tax return of BC FINANCE ET GESTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BC FINANCE ET GESTION operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.