SIREN : 751539735
BC CHAMBRAY is a French company founded 14 years ago, specialized in the sector Commerce de détail d'habillement en magasin spécialisé. Based in PERNAY (37230), this company of category PME shows in 2024 a revenue of 5.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5 515 489 € | 5 362 497 € | 5 456 637 € | 3 582 602 € | 3 497 605 € | 1 279 399 € | 861 446 € | 809 145 € | 953 801 € |
| Net income | 129 088 € | 26 332 € | 126 600 € | 68 718 € | 78 014 € | 30 636 € | 59 382 € | 24 684 € | 60 042 € |
| EBITDA | 466 999 € | 271 408 € | 389 350 € | 251 102 € | 230 340 € | 187 023 € | 176 980 € | 152 743 € | 192 219 € |
| Net margin | 2.3% | 0.5% | 2.3% | 1.9% | 2.2% | 2.4% | 6.9% | 3.1% | 6.3% |
In 2024, BC CHAMBRAY achieves revenue of 5.5 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +24.5%. Vs 2023: +3%. After deducting consumption (3.4 M€), gross margin stands at 2.1 M€, i.e. a rate of 38%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 467 k€, representing 8.5% of revenue. Positive scissor effect: EBITDA margin improves by +3.4 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 129 k€, i.e. 2.3% of revenue. This profit can be retained or distributed to shareholders.
5 515 489 €
2 108 538 €
466 999 €
220 693 €
129 088 €
8.5%
The debt ratio (= Financial debt / Equity x 100) stands at 494%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.2 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 6.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
493.918%
11.435%
6.719%
3.154
55.7%
In 2024, the debt ratio of BC CHAMBRAY (493.92) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of BC CHAMBRAY (11.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of BC CHAMBRAY (3.15) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 47.87. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 5.8x. Operating income very largely covers interest expenses: high safety margin.
47.871
5.75
In 2024, the liquidity ratio of BC CHAMBRAY (47.87) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of BC CHAMBRAY (5.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 35 days. Excellent situation: suppliers finance 35 days of the operating cycle (retail model). WCR is negative (-2 days): operations structurally generate cash. Over 2016-2024, WCR increased by +57%, requiring additional financing.
-28 019 €
0 j
35 j
0 j
-2 j
Based on 68 transactions of similar company sales
in 2024,
the value of BC CHAMBRAY is estimated at
869 940 €
(range 454 104€ - 1 948 656€).
With an EBITDA of 466 999€, the sector multiple of 2.0x is applied.
The price/revenue ratio is 0.19x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 68 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BC CHAMBRAY with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de détail d'habillement en magasin spécialisé
The revenue of BC CHAMBRAY in 2024 is 5.5 M€.
Yes, BC CHAMBRAY generated a net profit of 129 k€ in 2024.
The headquarters of BC CHAMBRAY is located in PERNAY (37230), in the department Indre-et-Loire.
The tax return of BC CHAMBRAY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BC CHAMBRAY operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.