SIREN : 505165324
BB.ASSUR is a French company founded 17 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in L'ISLE-ADAM (95290), this company of category PME shows in 2024 a revenue of 47 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 47 386 € | 39 833 € | 43 851 € | 46 088 € | 44 943 € | 51 437 € | 40 590 € | 34 762 € |
| Net income | 7 580 € | 687 € | 5 973 € | -3 788 € | 5 056 € | 10 855 € | -4 337 € | 2 930 € |
| EBITDA | 10 311 € | 686 € | 5 974 € | -3 789 € | 5 057 € | 12 004 € | -4 337 € | 3 448 € |
| Net margin | 16.0% | 1.7% | 13.6% | -8.2% | 11.2% | 21.1% | -10.7% | 8.4% |
In 2024, BB.ASSUR achieves revenue of 47 k€. Revenue is growing positively over 8 years (CAGR: +3.5%). Vs 2023, growth of +19% (40 k€ -> 47 k€). After deducting consumption (0 €), gross margin stands at 47 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 10 k€, representing 21.8% of revenue. Positive scissor effect: EBITDA margin improves by +20.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 8 k€, i.e. 16.0% of revenue. This profit can be retained or distributed to shareholders.
47 386 €
47 386 €
10 311 €
8 962 €
7 580 €
21.8%
The debt ratio (= Financial debt / Equity x 100) stands at 15%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 44%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 16.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
14.511%
43.857%
15.996%
0.459
In 2024, the debt ratio of BB.ASSUR (14.51) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of BB.ASSUR (43.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of BB.ASSUR (0.46) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 17.04. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
17.039
0.0
In 2024, the liquidity ratio of BB.ASSUR (17.04) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of BB.ASSUR (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 264 days. Excellent situation: suppliers finance 264 days of the operating cycle (retail model). WCR is negative (-18 days): operations structurally generate cash. Over 2015-2024, WCR increased by +95%, requiring additional financing.
-2 417 €
0 j
264 j
0 j
-18 j
Based on 193 transactions of similar company sales (all years), the value of BB.ASSUR is estimated at 23 258 € (range 6 950€ - 71 764€). With an EBITDA of 10 311€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BB.ASSUR with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of BB.ASSUR in 2024 is 47 k€.
Yes, BB.ASSUR generated a net profit of 8 k€ in 2024.
The headquarters of BB.ASSUR is located in L'ISLE-ADAM (95290), in the department Val-d'Oise.
The tax return of BB.ASSUR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BB.ASSUR operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.