SIREN : 331928101
BARRUEL ET GIRAUD is a French company founded 41 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in ORLEANS (45000), this company of category ETI shows in 2024 a revenue of 3.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3 636 859 € | 3 393 679 € | 3 170 643 € | 3 111 565 € | 3 047 892 € | 3 055 362 € | 2 992 122 € | 2 950 629 € | 2 903 064 € | 2 878 264 € | 2 847 546 € |
| Net income | 515 604 € | 282 918 € | 457 528 € | 250 153 € | 356 443 € | 454 398 € | 455 924 € | 368 784 € | 340 030 € | 349 116 € | 298 830 € |
| EBITDA | 684 930 € | 332 348 € | 622 364 € | 505 640 € | 491 768 € | 683 333 € | 439 210 € | 481 080 € | 487 283 € | 436 256 € | 545 013 € |
| Net margin | 14.2% | 8.3% | 14.4% | 8.0% | 11.7% | 14.9% | 15.2% | 12.5% | 11.7% | 12.1% | 10.5% |
In 2024, BARRUEL ET GIRAUD achieves revenue of 3.6 M€. Revenue is growing positively over 11 years (CAGR: +2.5%). Vs 2023: +7%. After deducting consumption (-9 €), gross margin stands at 3.6 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 685 k€, representing 18.8% of revenue. Positive scissor effect: EBITDA margin improves by +9.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 516 k€, i.e. 14.2% of revenue. This profit can be retained or distributed to shareholders.
3 636 859 €
3 636 868 €
684 930 €
664 490 €
515 604 €
18.8%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 60%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 14.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
60.313%
14.161%
0.0
11.9%
In 2024, the debt ratio of BARRUEL ET GIRAUD (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of BARRUEL ET GIRAUD (60.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of BARRUEL ET GIRAUD (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 414.60. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
414.6
0.0
In 2024, the liquidity ratio of BARRUEL ET GIRAUD (414.60) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of BARRUEL ET GIRAUD (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 41 days. Excellent situation: suppliers finance 41 days of the operating cycle (retail model). WCR is negative (-45 days): operations structurally generate cash. Notable WCR improvement over the period (-30%), freeing up cash.
-455 117 €
0 j
41 j
0 j
-45 j
Based on 193 transactions of similar company sales (all years), the value of BARRUEL ET GIRAUD is estimated at 1 694 040 € (range 504 176€ - 5 057 436€). With an EBITDA of 684 930€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BARRUEL ET GIRAUD with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of BARRUEL ET GIRAUD in 2024 is 3.6 M€.
Yes, BARRUEL ET GIRAUD generated a net profit of 516 k€ in 2024.
The headquarters of BARRUEL ET GIRAUD is located in ORLEANS (45000), in the department Loiret.
The tax return of BARRUEL ET GIRAUD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BARRUEL ET GIRAUD operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.