BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES
SIREN : 832423313
Employees: NN (None)Legal category: 5470Size: PMECreation date: 2017-10-02 (8 years)Status: ActiveBusiness sector: Activités des sièges sociauxLocation: BEAUMONT (74160), Haute-Savoie
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES : revenue, balance sheet and financial ratios
BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES is a French company
founded 8 years ago,
specialized in the sector Activités des sièges sociaux.
Based in BEAUMONT (74160),
this company of category PME
shows in 2024 a revenue of 29 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES (SIREN 832423313)
Indicator
2024
Revenue
29 003 €
Net income
22 940 €
EBITDA
23 462 €
Net margin
79.1%
Revenue and income statement
In 2024, BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES achieves revenue of 29 k€. After deducting consumption (0 €), gross margin stands at 29 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 23 k€, representing 80.9% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 23 k€, i.e. 79.1% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2024)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
29 003 €
Gross margin (2024)
?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
29 003 €
EBITDA (2024)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
23 462 €
EBIT (2024)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
23 174 €
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
22 940 €
EBITDA margin (2024)
?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
80.9%
Loading income statement...
Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
Loading data...
Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
Loading data...
Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 92%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 80.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
8.571%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
91.829%
Cash flow / Revenue (2024)
?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
80.088%
Repayment capacity (2024)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
7.415
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Solvency indicators evolution BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2024
Debt ratio
8.571
Financial autonomy
91.829
Repayment capacity
7.415
Cash flow / Revenue
80.088%
Sector positioning
Debt ratio
8.572024
2024
Q1: 0.06
Med: 14.61
Q3: 89.57
Good
In 2024, the debt ratio of BANQUY - SOCIETE DE PARTI... (8.57) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
91.83%2024
2024
Q1: 11.57%
Med: 51.97%
Q3: 85.24%
Excellent
In 2024, the financial autonomy of BANQUY - SOCIETE DE PARTI... (91.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
7.42 years2024
2024
Q1: 0.0 years
Med: 0.2 years
Q3: 3.73 years
Average
In 2024, the repayment capacity of BANQUY - SOCIETE DE PARTI... (7.42) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 3357.29. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.8x. Danger: operating income does not cover interest charges, unsustainable situation.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
3357.286
Interest coverage (2024)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
0.835
Liquidity indicators evolution BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2024
Liquidity ratio
3357.286
Interest coverage
0.835
Sector positioning
Liquidity ratio
3357.292024
2024
Q1: 116.63
Med: 458.65
Q3: 2184.57
Excellent
In 2024, the liquidity ratio of BANQUY - SOCIETE DE PARTI... (3357.29) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Interest coverage
0.83x2024
2024
Q1: -45.56x
Med: 0.0x
Q3: 2.85x
Good
In 2024, the interest coverage of BANQUY - SOCIETE DE PARTI... (0.8x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 25 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 148 days. Excellent situation: suppliers finance 123 days of the operating cycle (retail model). Overall, WCR represents 2219 days of revenue, i.e. 179 k€ to permanently finance.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
178 759 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
25 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
148 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR in days of revenue (2024)
?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
2219 j
WCR and payment terms evolution BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2024
Operating WCR
178 759 €
Inventory turnover (days)
0
Customer payment term (days)
25
Supplier payment term (days)
148
Positioning of BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES in its sector
Comparison with sector Activités des sièges sociaux
Valuation estimate
Based on 103 transactions of similar company sales
in 2024,
the value of BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES is estimated at
105 930 €
(range 26 704€ - 221 738€).
With an EBITDA of 23 462€, the sector multiple of 5.0x is applied.
The price/revenue ratio is 0.38x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
103 transactions
26k€105k€221k€
105 930 €Range: 26 704€ - 221 738€
NAF 5 année 2024
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
23 462 €×5.0x
Estimation118 045 €
20 321€ - 195 282€
Revenue Multiple30%
29 003 €×0.38x
Estimation10 952 €
5 220€ - 22 119€
Net Income Multiple20%
22 940 €×9.5x
Estimation218 112 €
74 892€ - 587 306€
How is this estimate calculated?
This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des sièges sociaux)
Compare BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES with other companies in the same sector:
Frequently asked questions about BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES
What is the revenue of BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES ?
The revenue of BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES in 2024 is 29 k€.
Is BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES profitable?
Yes, BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES generated a net profit of 23 k€ in 2024.
Where is the headquarters of BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES ?
The headquarters of BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES is located in BEAUMONT (74160), in the department Haute-Savoie.
Where to find the tax return of BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES ?
The tax return of BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES operate?
BANQUY - SOCIETE DE PARTICIPATIONS FINANCIERES DE PROFESSION LIBERALE DE VETERINAIRES operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
Rotate your phone to landscape mode to view the chart