BANQUE SBA : revenue, balance sheet and financial ratios

BANQUE SBA is a French company founded 49 years ago, specialized in the sector Autres intermédiations monétaires. Based in PARIS (75008), this company of category PME shows in 2023 a revenue of 47.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BANQUE SBA (SIREN 999990062)
Indicator 2024 2023 2022 2021 2020 2019 2018 2016
Revenue N/C 47 461 000 € N/C 17 513 000 € 18 821 000 € N/C N/C N/C
Net income 0 € 0 € 6 503 000 € 2 068 000 € 0 € 0 € 3 589 000 € 0 €
EBITDA N/C 47 461 000 € N/C 17 513 000 € 18 821 000 € N/C N/C N/C
Net margin N/C 0.0% N/C 11.8% 0.0% N/C N/C N/C

Revenue and income statement

In 2024, BANQUE SBA records a net loss of 0 €. This deficit will reduce equity on the balance sheet. Change over 2018-2022: 3.6 M€ -> 0 €.

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

22 222 000 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 91%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

90.863%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

13.134%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.885

Solvency indicators evolution
BANQUE SBA

Sector positioning

Debt ratio
90.86 2024
2022
2023
2024
Q1: 0.0
Med: 0.0
Q3: 38.07
Watch

In 2024, the debt ratio of BANQUE SBA (90.86) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
13.13% 2024
2022
2023
2024
Q1: 6.06%
Med: 9.53%
Q3: 57.67%
Good

In 2024, the financial autonomy of BANQUE SBA (13.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.88 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 0.76 years
Average

In 2024, the repayment capacity of BANQUE SBA (2.88) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
BANQUE SBA

Positioning of BANQUE SBA in its sector

Comparison with sector Autres intermédiations monétaires

Similar companies (Autres intermédiations monétaires)

Compare BANQUE SBA with other companies in the same sector:

Voir toutes les statistiques du secteur Autres intermédiations monétaires

Frequently asked questions about BANQUE SBA

What is the revenue of BANQUE SBA ?

The revenue of BANQUE SBA in 2023 is 47.5 M€.

Is BANQUE SBA profitable?

Yes, BANQUE SBA generated a net profit of 6.5 M€ in 2022.

Where is the headquarters of BANQUE SBA ?

The headquarters of BANQUE SBA is located in PARIS (75008), in the department Paris.

Where to find the tax return of BANQUE SBA ?

The tax return of BANQUE SBA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BANQUE SBA operate?

BANQUE SBA operates in the sector Autres intermédiations monétaires (NAF code 64.19Z). See the 'Sector positioning' section above to compare the company with its competitors.