SIREN : 921973442
BANANA BAY is a French company founded 3 years ago, specialized in the sector Gestion de fonds. Based in SAINT-ANDRE (59350), this company of category PME shows in 2024 a revenue of 65 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 |
|---|---|---|
| Revenue | 64 660 € | 121 000 € |
| Net income | 113 € | 28 727 € |
| EBITDA | 157 € | 33 790 € |
| Net margin | 0.2% | 23.7% |
In 2024, BANANA BAY achieves revenue of 65 k€. Significant drop of -47% vs 2023. After deducting consumption (0 €), gross margin stands at 65 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 157 €, representing 0.2% of revenue. Warning negative scissor effect: despite revenue change (-47%), EBITDA varies by -100%, reducing margin by 27.7 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 113 €, i.e. 0.2% of revenue. This profit can be retained or distributed to shareholders.
64 660 €
64 660 €
157 €
138 €
113 €
0.2%
The debt ratio (= Financial debt / Equity x 100) stands at 333%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 763.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
332.732%
21.345%
0.203%
763.023
98.1%
In 2024, the debt ratio of BANANA BAY (332.73) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of BANANA BAY (21.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of BANANA BAY (763.02) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 368.05. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.5x. Financial charges are adequately covered by operations.
368.047
2.548
In 2024, the liquidity ratio of BANANA BAY (368.05) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of BANANA BAY (2.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 75 days. Excellent situation: suppliers finance 75 days of the operating cycle (retail model). WCR is negative (-12 days): operations structurally generate cash.
-2 110 €
0 j
75 j
0 j
-12 j
Based on 62 transactions of similar company sales
in 2024,
the value of BANANA BAY is estimated at
6 448 €
(range 3 219€ - 17 620€).
With an EBITDA of 157€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BANANA BAY with other companies in the same sector:
The revenue of BANANA BAY in 2024 is 65 k€.
Yes, BANANA BAY generated a net profit of 113€ in 2024.
The headquarters of BANANA BAY is located in SAINT-ANDRE (59350), in the department Nord.
The tax return of BANANA BAY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BANANA BAY operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.