BAN DIFFUSION AJACCIO : revenue, balance sheet and financial ratios

BAN DIFFUSION AJACCIO is a French company founded 15 years ago, specialized in the sector Commerces de détail d'optique. Based in AJACCIO (20000), this company of category PME shows in 2022 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BAN DIFFUSION AJACCIO (SIREN 529062333)
Indicator 2024 2023 2022 2021 2020 2017 2016
Revenue N/C N/C 1 304 042 € N/C N/C 1 204 911 € N/C
Net income 2 993 € 114 304 € 33 564 € 188 406 € 34 747 € -85 840 € -14 046 €
EBITDA N/C N/C 109 524 € N/C N/C 22 662 € -1 063 943 €
Net margin N/C N/C 2.6% N/C N/C -7.1% N/C

Revenue and income statement

In 2024, BAN DIFFUSION AJACCIO generates positive net income of 3 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

2 993 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 89%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

89.101%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

30.394%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

40.8%

Solvency indicators evolution
BAN DIFFUSION AJACCIO

Sector positioning

Debt ratio
89.1 2024
2022
2023
2024
Q1: 6.25
Med: 24.6
Q3: 67.83
Average

In 2024, the debt ratio of BAN DIFFUSION AJACCIO (89.10) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
30.39% 2024
2022
2023
2024
Q1: 27.06%
Med: 52.86%
Q3: 69.46%
Average

In 2024, the financial autonomy of BAN DIFFUSION AJACCIO (30.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
3.53 years 2022
2022
Q1: 0.01 years
Med: 1.19 years
Q3: 3.48 years
Average

In 2022, the repayment capacity of BAN DIFFUSION AJACCIO (3.53) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 173.75. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

173.751

Liquidity indicators evolution
BAN DIFFUSION AJACCIO

Sector positioning

Liquidity ratio
173.75 2024
2022
2023
2024
Q1: 162.44
Med: 249.24
Q3: 376.94
Average -8 pts over 3 years

In 2024, the liquidity ratio of BAN DIFFUSION AJACCIO (173.75) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
2.58x 2022
2022
Q1: 0.0x
Med: 1.09x
Q3: 3.87x
Good

In 2022, the interest coverage of BAN DIFFUSION AJACCIO (2.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
BAN DIFFUSION AJACCIO

Positioning of BAN DIFFUSION AJACCIO in its sector

Comparison with sector Commerces de détail d'optique

Valuation estimate

Based on 117 transactions of similar company sales in 2024, the value of BAN DIFFUSION AJACCIO is estimated at 7 292 € (range 3 435€ - 22 621€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
117 transactions
3k€ 7k€ 22k€
7 292 € Range: 3 435€ - 22 621€
NAF 5 année 2024

Valuation method used

Net Income Multiple
2 993 € × 2.4x = 7 293 €
Range: 3 436€ - 22 621€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 117 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerces de détail d'optique)

Compare BAN DIFFUSION AJACCIO with other companies in the same sector:

Voir toutes les statistiques du secteur Commerces de détail d'optique

Frequently asked questions about BAN DIFFUSION AJACCIO

What is the revenue of BAN DIFFUSION AJACCIO ?

The revenue of BAN DIFFUSION AJACCIO in 2022 is 1.3 M€.

Is BAN DIFFUSION AJACCIO profitable?

Yes, BAN DIFFUSION AJACCIO generated a net profit of 3 k€ in 2024.

Where is the headquarters of BAN DIFFUSION AJACCIO ?

The headquarters of BAN DIFFUSION AJACCIO is located in AJACCIO (20000).

Where to find the tax return of BAN DIFFUSION AJACCIO ?

The tax return of BAN DIFFUSION AJACCIO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BAN DIFFUSION AJACCIO operate?

BAN DIFFUSION AJACCIO operates in the sector Commerces de détail d'optique (NAF code 47.78A). See the 'Sector positioning' section above to compare the company with its competitors.