BAMICO : revenue, balance sheet and financial ratios
BAMICO is a French company
founded 21 years ago,
specialized in the sector Promotion immobilière de logements.
Based in KINGERSHEIM (68260),
this company of category PME
shows in 2017 a revenue of 3.3 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, BAMICO records a net loss of 41 k€. This deficit will reduce equity on the balance sheet.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
-40 531 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
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Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 74%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 47%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
74.375%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
47.412%
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2021
2022
2023
2024
Debt ratio
56.511
48.376
131.014
65.862
83.605
98.799
65.761
74.375
Financial autonomy
20.382
20.041
19.297
33.122
30.931
29.976
35.289
47.412
Repayment capacity
-24.374
4.695
None
None
None
None
None
None
Cash flow / Revenue
-0.526%
1.647%
None%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
74.382024
2022
2023
2024
Q1: 0.0
Med: 1.6
Q3: 105.23
Average
In 2024, the debt ratio of BAMICO (74.38) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
47.41%2024
2022
2023
2024
Q1: 0.0%
Med: 12.23%
Q3: 54.65%
Good+13 pts over 3 years
In 2024, the financial autonomy of BAMICO (47.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 205.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
205.01
Liquidity indicators evolution BAMICO
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2021
2022
2023
2024
Liquidity ratio
102.16
104.072
135.725
166.584
202.562
155.135
155.957
205.01
Interest coverage
38.354
2.46
None
None
None
None
None
None
Sector positioning
Liquidity ratio
205.012024
2022
2023
2024
Q1: 134.25
Med: 341.1
Q3: 1144.53
Average+7 pts over 3 years
In 2024, the liquidity ratio of BAMICO (205.01) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution BAMICO
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2021
2022
2023
2024
Operating WCR
685 540 €
782 443 €
0 €
0 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
100
67
0
0
0
0
0
0
Customer payment term (days)
43
34
0
0
0
0
0
0
Supplier payment term (days)
102
107
0
0
0
0
0
0
Positioning of BAMICO in its sector
Comparison with sector Promotion immobilière de logements
Similar companies (Promotion immobilière de logements)
Compare BAMICO with other companies in the same sector:
The headquarters of BAMICO is located in KINGERSHEIM (68260), in the department Haut-Rhin.
Where to find the tax return of BAMICO ?
The tax return of BAMICO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does BAMICO operate?
BAMICO operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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