SIREN : 979296944
BAME-CONSEIL is a French company founded 2 years ago, specialized in the sector Gestion de fonds. Based in SAINT-AVE (56890), this company of category PME shows in 2025 a revenue of 88 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 |
|---|---|---|
| Revenue | 87 614 € | 6 292 € |
| Net income | 30 446 € | 137 166 € |
| EBITDA | 50 987 € | -142 819 € |
| Net margin | 34.8% | 2180.0% |
In 2025, BAME-CONSEIL achieves revenue of 88 k€. Vs 2024, growth of +1292% (6 k€ -> 88 k€). After deducting consumption (0 €), gross margin stands at 88 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 51 k€, representing 58.2% of revenue. Positive scissor effect: EBITDA margin improves by +2328.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 30 k€, i.e. 34.8% of revenue. This profit can be retained or distributed to shareholders.
87 614 €
87 614 €
50 987 €
50 996 €
30 446 €
58.2%
The debt ratio (= Financial debt / Equity x 100) stands at 634%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 35.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 34.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
634.04%
13.458%
34.75%
35.947
In 2025, the debt ratio of BAME-CONSEIL (634.04) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of BAME-CONSEIL (13.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of BAME-CONSEIL (35.95) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 569.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 40.3x. Operating income very largely covers interest expenses: high safety margin.
569.916
40.304
In 2025, the liquidity ratio of BAME-CONSEIL (569.92) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of BAME-CONSEIL (40.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 281 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1 days. The gap of 280 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 284 days of revenue, i.e. 69 k€ to permanently finance.
69 018 €
281 j
1 j
0 j
284 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 19 196€ to 158 727€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BAME-CONSEIL with other companies in the same sector:
The revenue of BAME-CONSEIL in 2025 is 88 k€.
Yes, BAME-CONSEIL generated a net profit of 30 k€ in 2025.
The headquarters of BAME-CONSEIL is located in SAINT-AVE (56890), in the department Morbihan.
The tax return of BAME-CONSEIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BAME-CONSEIL operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.