BAM BAM CONSEILS : revenue, balance sheet and financial ratios

In 2025, BAM BAM CONSEILS achieves revenue of 186 k€. Revenue is growing positively over 9 years (CAGR: +3.2%). Significant drop of -12% vs 2024. After deducting consumption (0 €), gross margin stands at 186 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 22 k€, representing 11.9% of revenue. Warning negative scissor effect: despite revenue change (-12%), EBITDA varies by -65%, reducing margin by 17.7 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 927 k€, i.e. 499.4% of revenue. This profit can be retained or distributed to shareholders.

The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 93%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 51.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

The liquidity ratio (= Current assets / Current liabilities) stands at 3769.31. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.7x. Coverage is limited: any activity downturn would jeopardize interest payments.

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 14 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 54 days. Excellent situation: suppliers finance 40 days of the operating cycle (retail model). WCR is negative (-32 days): operations structurally generate cash. Notable WCR improvement over the period (-645%), freeing up cash.

Indicative estimate only : the number of comparable transactions in this sector is limited (35 transactions). This range of 615 969€ to 2 241 956€ is provided for information purposes only and requires in-depth analysis to be confirmed.