SIREN : 812254654
BALE is a French company founded 10 years ago, specialized in the sector Promotion immobilière de logements. Based in LOIRE-AUTHION (49140), this company of category PME shows in 2024 a revenue of 508 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 507 939 € | 325 000 € | 1 021 812 € | 679 593 € | N/C | N/C |
| Net income | 31 425 € | -27 818 € | 136 525 € | 59 504 € | -17 047 € | -207 622 € |
| EBITDA | 49 628 € | 8 851 € | 150 020 € | 119 944 € | -22 078 € | -2 040 € |
| Net margin | 6.2% | -8.6% | 13.4% | 8.8% | N/C | N/C |
In 2024, BALE achieves revenue of 508 k€. Revenue is declining over the period 2021-2024 (CAGR: -9.2%). Vs 2023, growth of +56% (325 k€ -> 508 k€). After deducting consumption (573 k€), gross margin stands at -65 k€, i.e. a rate of -13%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 50 k€, representing 9.8% of revenue. Positive scissor effect: EBITDA margin improves by +7.0 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 31 k€, i.e. 6.2% of revenue. This profit can be retained or distributed to shareholders.
507 939 €
-65 380 €
49 628 €
97 305 €
31 425 €
9.8%
The debt ratio (= Financial debt / Equity x 100) stands at 109%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 47%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 21.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 9.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
109.02%
46.898%
9.19%
21.751
9.2%
In 2024, the debt ratio of BALE (109.02) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of BALE (46.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of BALE (21.75) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 995.63. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 131.6x. Operating income very largely covers interest expenses: high safety margin.
995.627
131.569
In 2024, the liquidity ratio of BALE (995.63) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of BALE (131.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 8 days. Favorable situation: supplier credit is longer than customer credit by 8 days. Inventory turnover is 1043 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 925 days of revenue, i.e. 1.3 M€ to permanently finance.
1 305 403 €
0 j
8 j
1043 j
925 j
Based on 80 transactions of similar company sales
(all years),
the value of BALE is estimated at
82 288 €
(range 30 196€ - 221 183€).
With an EBITDA of 49 628€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BALE with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of BALE in 2024 is 508 k€.
Yes, BALE generated a net profit of 31 k€ in 2024.
The headquarters of BALE is located in LOIRE-AUTHION (49140), in the department Maine-et-Loire.
The tax return of BALE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BALE operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.