SIREN : 752182295
BAIE D'ARMOR AMENAGEMENT is a French company founded 13 years ago, specialized in the sector Agences immobilières. Based in SAINT-BRIEUC (22000), this company of category PME shows in 2025 a revenue of 995 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 994 874 € | 805 806 € | 1 158 893 € | 4 450 353 € | 1 612 296 € | 1 071 509 € | 1 355 741 € | 693 265 € | 2 069 363 € |
| Net income | 142 239 € | 113 386 € | 91 664 € | 199 627 € | 132 533 € | 80 523 € | 78 636 € | 64 745 € | 170 690 € |
| EBITDA | 37 992 € | 8 944 € | -103 549 € | -148 414 € | -135 589 € | -34 400 € | -42 376 € | -45 545 € | -73 212 € |
| Net margin | 14.3% | 14.1% | 7.9% | 4.5% | 8.2% | 7.5% | 5.8% | 9.3% | 8.2% |
In 2025, BAIE D'ARMOR AMENAGEMENT achieves revenue of 995 k€. Revenue is declining over the period 2017-2025 (CAGR: -8.7%). Vs 2024, growth of +23% (806 k€ -> 995 k€). After deducting consumption (0 €), gross margin stands at 995 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 38 k€, representing 3.8% of revenue. Positive scissor effect: EBITDA margin improves by +2.7 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 142 k€, i.e. 14.3% of revenue. This profit can be retained or distributed to shareholders.
994 874 €
994 874 €
37 992 €
153 683 €
142 239 €
3.8%
The debt ratio (= Financial debt / Equity x 100) stands at 14%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 32%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 2.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
13.75%
32.148%
2.705%
7.59
82.2%
In 2025, the debt ratio of BAIE D'ARMOR AMENAGEMENT (13.75) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of BAIE D'ARMOR AMENAGEMENT (32.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of BAIE D'ARMOR AMENAGEMENT (7.59) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 167.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.9x. Financial charges are adequately covered by operations.
167.906
2.887
In 2025, the liquidity ratio of BAIE D'ARMOR AMENAGEMENT (167.91) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of BAIE D'ARMOR AMENAGEMENT (2.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 387 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 405 days. Favorable situation: supplier credit is longer than customer credit by 18 days. Inventory turnover is 90 days (= Average inventory / Cost of goods x 360). WCR is negative (-170 days): operations structurally generate cash. Notable WCR improvement over the period (-188%), freeing up cash.
-470 486 €
387 j
405 j
90 j
-170 j
Based on 55 transactions of similar company sales
in 2025,
the value of BAIE D'ARMOR AMENAGEMENT is estimated at
173 549 €
(range 81 115€ - 350 698€).
With an EBITDA of 37 992€, the sector multiple of 2.9x is applied.
The price/revenue ratio is 0.21x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 55 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BAIE D'ARMOR AMENAGEMENT with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of BAIE D'ARMOR AMENAGEMENT in 2025 is 995 k€.
Yes, BAIE D'ARMOR AMENAGEMENT generated a net profit of 142 k€ in 2025.
The headquarters of BAIE D'ARMOR AMENAGEMENT is located in SAINT-BRIEUC (22000), in the department Cotes-d'Armor.
The tax return of BAIE D'ARMOR AMENAGEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BAIE D'ARMOR AMENAGEMENT operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.