SIREN : 879700565
BAGF is a French company founded 6 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in BAS-EN-BASSET (43210), this company of category PME shows in 2024 a revenue of 56 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 56 421 € | 42 568 € | 26 359 € | N/C | N/C |
| Net income | 71 039 € | 40 750 € | 57 562 € | 214 741 € | -20 647 € |
| EBITDA | 41 886 € | 10 441 € | 13 970 € | -9 275 € | -405 € |
| Net margin | 125.9% | 95.7% | 218.4% | N/C | N/C |
In 2024, BAGF achieves revenue of 56 k€. Over the period 2022-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +46.3%. Vs 2023, growth of +33% (43 k€ -> 56 k€). After deducting consumption (0 €), gross margin stands at 56 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 42 k€, representing 74.2% of revenue. Positive scissor effect: EBITDA margin improves by +49.7 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 71 k€, i.e. 125.9% of revenue. This profit can be retained or distributed to shareholders.
56 421 €
56 421 €
41 886 €
-3 533 €
71 039 €
74.2%
The debt ratio (= Financial debt / Equity x 100) stands at 369%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 10.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 206.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
368.678%
21.318%
206.409%
10.432
89.2%
In 2024, the debt ratio of BAGF (368.68) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of BAGF (21.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of BAGF (10.43) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 13423.51. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 17.8x. Operating income very largely covers interest expenses: high safety margin.
13423.512
17.798
In 2024, the liquidity ratio of BAGF (13423.51) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of BAGF (17.8x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 40 days. Excellent situation: suppliers finance 40 days of the operating cycle (retail model). Overall, WCR represents 528 days of revenue, i.e. 83 k€ to permanently finance.
82 828 €
0 j
40 j
0 j
528 j
Based on 169 transactions of similar company sales in 2024, the value of BAGF is estimated at 227 747 € (range 65 371€ - 410 442€). With an EBITDA of 41 886€, the sector multiple of 5.6x is applied. The price/revenue ratio is 0.81x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 169 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BAGF with other companies in the same sector:
Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers
The revenue of BAGF in 2024 is 56 k€.
Yes, BAGF generated a net profit of 71 k€ in 2024.
The headquarters of BAGF is located in BAS-EN-BASSET (43210), in the department Haute-Loire.
The tax return of BAGF is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BAGF operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.