SIREN : 512085275
B2J FINANCE is a French company founded 17 years ago, specialized in the sector Activités des sociétés holding. Based in MOUSTIER (47800), this company of category PME shows in 2020 a revenue of 52 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | 51 700 € | 91 400 € | 80 721 € | 78 000 € |
| Net income | -25 079 € | -31 028 € | -13 077 € | 122 176 € | 52 133 € | 2 320 € |
| EBITDA | -18 062 € | -15 589 € | -14 132 € | -2 759 € | 430 € | -4 580 € |
| Net margin | N/C | N/C | -25.3% | 133.7% | 64.6% | 3.0% |
In 2022, B2J FINANCE records a net loss of 25 k€. This deficit will reduce equity on the balance sheet.
-18 062 €
-18 096 €
-25 079 €
The debt ratio (= Financial debt / Equity x 100) stands at 32%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 71%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
31.819%
70.769%
-3.459
In 2022, the debt ratio of B2J FINANCE (31.82) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of B2J FINANCE (70.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of B2J FINANCE (-3.46) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 1376.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1376.245
0.0
In 2022, the liquidity ratio of B2J FINANCE (1376.24) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of B2J FINANCE (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 101 days. Excellent situation: suppliers finance 101 days of the operating cycle (retail model).
0 €
0 j
101 j
0 j
Compare B2J FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of B2J FINANCE in 2020 is 52 k€.
B2J FINANCE recorded a net loss in 2022.
The headquarters of B2J FINANCE is located in MOUSTIER (47800), in the department Lot-et-Garonne.
The tax return of B2J FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
B2J FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.