SIREN : 442442893
B W A is a French company founded 23 years ago, specialized in the sector Location de logements. Based in CLERMONT-FERRAND (63000), this company of category PME shows in 2021 a revenue of 534 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 533 901 € | 593 446 € | 911 626 € | 1 002 879 € | 1 239 975 € | 1 384 621 € |
| Net income | 16 697 € | 119 430 € | 270 453 € | 502 679 € | 42 240 € | 47 719 € |
| EBITDA | 94 762 € | -43 490 € | 66 752 € | 123 541 € | 276 159 € | 244 165 € |
| Net margin | 3.1% | 20.1% | 29.7% | 50.1% | 3.4% | 3.4% |
In 2021, B W A achieves revenue of 534 k€. Revenue is declining over the period 2016-2021 (CAGR: -17.4%). Significant drop of -10% vs 2020. After deducting consumption (154 k€), gross margin stands at 380 k€, i.e. a rate of 71%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 95 k€, representing 17.7% of revenue. Positive scissor effect: EBITDA margin improves by +25.1 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 17 k€, i.e. 3.1% of revenue. This profit can be retained or distributed to shareholders.
533 901 €
380 364 €
94 762 €
86 776 €
16 697 €
17.7%
The debt ratio (= Financial debt / Equity x 100) stands at 66%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 34.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 7.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
65.722%
57.416%
6.992%
34.694
59.2%
In 2021, the debt ratio of B W A (65.72) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of B W A (57.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2021, the repayment capacity of B W A (34.69) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 479.09. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 21.7x. Operating income very largely covers interest expenses: high safety margin.
479.089
21.674
In 2021, the liquidity ratio of B W A (479.09) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of B W A (21.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 14 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 28 days. Favorable situation: supplier credit is longer than customer credit by 14 days. Inventory turnover is 294 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 385 days of revenue, i.e. 571 k€ to permanently finance.
571 130 €
14 j
28 j
294 j
385 j
Based on 178 transactions of similar company sales in 2021, the value of B W A is estimated at 358 080 € (range 157 287€ - 714 942€). With an EBITDA of 94 762€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.70x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 178 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare B W A with other companies in the same sector:
Voir toutes les statistiques du secteur Location de logements
The revenue of B W A in 2021 is 534 k€.
Yes, B W A generated a net profit of 17 k€ in 2021.
The headquarters of B W A is located in CLERMONT-FERRAND (63000), in the department Puy-de-Dome.
The tax return of B W A is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
B W A operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.