B & L PARTNERS : revenue, balance sheet and financial ratios

B & L PARTNERS is a French company founded 18 years ago, specialized in the sector Agences immobilières. Based in CHAUNY (02300), this company of category PME shows in 2019 a revenue of 301 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - B & L PARTNERS (SIREN 501188080)
Indicator 2024 2023 2019 2017 2016
Revenue N/C N/C 300 734 € 307 628 € 262 306 €
Net income 107 278 € -26 532 € 41 645 € 98 269 € 39 681 €
EBITDA N/C N/C 69 481 € 128 655 € 64 656 €
Net margin N/C N/C 13.8% 31.9% 15.1%

Revenue and income statement

In 2024, B & L PARTNERS generates positive net income of 107 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 40 k€ -> 107 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

107 278 €

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 78%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

5.74%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

78.117%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

30.5%

Solvency indicators evolution
B & L PARTNERS

Sector positioning

Debt ratio
5.74 2024
2019
2023
2024
Q1: 0.0
Med: 9.94
Q3: 66.37
Good -36 pts over 3 years

In 2024, the debt ratio of B & L PARTNERS (5.74) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
78.12% 2024
2019
2023
2024
Q1: 2.93%
Med: 25.86%
Q3: 59.99%
Excellent +25 pts over 3 years

In 2024, the financial autonomy of B & L PARTNERS (78.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
1.09 years 2019
2019
Q1: 0.0 years
Med: 0.01 years
Q3: 1.3 years
Average

In 2019, the repayment capacity of B & L PARTNERS (1.09) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 456.61. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

456.605

Liquidity indicators evolution
B & L PARTNERS

Sector positioning

Liquidity ratio
456.61 2024
2019
2023
2024
Q1: 103.88
Med: 180.17
Q3: 474.31
Good +23 pts over 3 years

In 2024, the liquidity ratio of B & L PARTNERS (456.61) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
3.0x 2019
2019
Q1: 0.0x
Med: 0.0x
Q3: 1.32x
Excellent

In 2019, the interest coverage of B & L PARTNERS (3.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
B & L PARTNERS

Positioning of B & L PARTNERS in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 64 transactions of similar company sales in 2024, the value of B & L PARTNERS is estimated at 537 777 € (range 236 410€ - 1 191 563€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
64 tx
236k€ 537k€ 1191k€
537 777 € Range: 236 410€ - 1 191 563€
NAF 5 année 2024

Valuation method used

Net Income Multiple
107 278 € × 5.0x = 537 777 €
Range: 236 411€ - 1 191 564€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 64 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare B & L PARTNERS with other companies in the same sector:

Voir toutes les statistiques du secteur Agences immobilières

Frequently asked questions about B & L PARTNERS

What is the revenue of B & L PARTNERS ?

The revenue of B & L PARTNERS in 2019 is 301 k€.

Is B & L PARTNERS profitable?

Yes, B & L PARTNERS generated a net profit of 107 k€ in 2024.

Where is the headquarters of B & L PARTNERS ?

The headquarters of B & L PARTNERS is located in CHAUNY (02300), in the department Aisne.

Where to find the tax return of B & L PARTNERS ?

The tax return of B & L PARTNERS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does B & L PARTNERS operate?

B & L PARTNERS operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.