AZPEITIA FINANCES GESTION : revenue, balance sheet and financial ratios

AZPEITIA FINANCES GESTION is a French company founded 15 years ago, specialized in the sector Activités des sociétés holding. Based in BENESSE-MAREMNE (40230), this company of category PME shows in 2023 a revenue of 1.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - AZPEITIA FINANCES GESTION (SIREN 524494895)
Indicator 2025 2024 2023 2022 2021 2020 2019 2017
Revenue N/C N/C 1 054 166 € 1 073 984 € 1 020 221 € 651 443 € 718 149 € 894 402 €
Net income 1 563 680 € 1 769 762 € 1 334 132 € 881 812 € 1 017 424 € 759 099 € 724 803 € 657 530 €
EBITDA N/C N/C 282 505 € 427 309 € 396 144 € 5 037 € 108 019 € 148 033 €
Net margin N/C N/C 126.6% 82.1% 99.7% 116.5% 100.9% 73.5%

Revenue and income statement

In 2025, AZPEITIA FINANCES GESTION generates positive net income of 1.6 M€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2025: 658 k€ -> 1.6 M€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

1 563 680 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 84%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

16.334%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

84.077%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

21.8%

Solvency indicators evolution
AZPEITIA FINANCES GESTION

Sector positioning

Debt ratio
16.33 2025
2023
2024
2025
Q1: 0.04
Med: 8.09
Q3: 54.01
Average -12 pts over 3 years

In 2025, the debt ratio of AZPEITIA FINANCES GESTION (16.33) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
84.08% 2025
2023
2024
2025
Q1: 21.27%
Med: 67.32%
Q3: 92.99%
Good +15 pts over 3 years

In 2025, the financial autonomy of AZPEITIA FINANCES GESTION (84.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
1.74 years 2023
2023
Q1: 0.0 years
Med: 0.09 years
Q3: 3.23 years
Average

In 2023, the repayment capacity of AZPEITIA FINANCES GESTION (1.74) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 3202.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

3202.496

Liquidity indicators evolution
AZPEITIA FINANCES GESTION

Sector positioning

Liquidity ratio
3202.5 2025
2023
2024
2025
Q1: 161.8
Med: 834.57
Q3: 4761.54
Good +9 pts over 3 years

In 2025, the liquidity ratio of AZPEITIA FINANCES GESTION (3202.50) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
10.23x 2023
2023
Q1: -65.31x
Med: 0.0x
Q3: 0.0x
Excellent

In 2023, the interest coverage of AZPEITIA FINANCES GESTION (10.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
AZPEITIA FINANCES GESTION

Positioning of AZPEITIA FINANCES GESTION in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 623 561€ to 19 216 486€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
623k€ 3211k€ 19216k€
3 211 529 € Range: 623 561€ - 19 216 486€
NAF 5 année 2025

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare AZPEITIA FINANCES GESTION with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about AZPEITIA FINANCES GESTION

What is the revenue of AZPEITIA FINANCES GESTION ?

The revenue of AZPEITIA FINANCES GESTION in 2023 is 1.1 M€.

Is AZPEITIA FINANCES GESTION profitable?

Yes, AZPEITIA FINANCES GESTION generated a net profit of 1.6 M€ in 2025.

Where is the headquarters of AZPEITIA FINANCES GESTION ?

The headquarters of AZPEITIA FINANCES GESTION is located in BENESSE-MAREMNE (40230), in the department Landes.

Where to find the tax return of AZPEITIA FINANCES GESTION ?

The tax return of AZPEITIA FINANCES GESTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AZPEITIA FINANCES GESTION operate?

AZPEITIA FINANCES GESTION operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.