AZ TRADE TRADE TRADING E MARKETING : revenue, balance sheet and financial ratios

AZ TRADE TRADE TRADING E MARKETING is a French company founded 7 years ago, specialized in the sector Intermédiaires du commerce en bois et matériaux de construction. Based in SANTA MARIA POGGIO (20221), this company of category PME shows in 2024 a revenue of 934 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - AZ TRADE TRADE TRADING E MARKETING (SIREN 847858537)
Indicator 2024 2023 2022 2021 2020 2019
Revenue 933 597 € 471 796 € 697 901 € 599 643 € 985 706 € 2 663 982 €
Net income 83 244 € 5 486 € 128 623 € -782 € -40 979 € 129 997 €
EBITDA 165 336 € 6 394 € 152 282 € -783 € -40 872 € 173 670 €
Net margin 8.9% 1.2% 18.4% -0.1% -4.2% 4.9%

Revenue and income statement

In 2024, AZ TRADE TRADE TRADING E MARKETING achieves revenue of 934 k€. Revenue is declining over the period 2019-2024 (CAGR: -18.9%). Vs 2023, growth of +98% (472 k€ -> 934 k€). After deducting consumption (722 k€), gross margin stands at 212 k€, i.e. a rate of 23%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 165 k€, representing 17.7% of revenue. Positive scissor effect: EBITDA margin improves by +16.4 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 83 k€, i.e. 8.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

933 597 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

212 084 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

165 336 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

105 336 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

83 244 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

17.7%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 23%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 15.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

23.29%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

34.925%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

15.343%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.342

Solvency indicators evolution
AZ TRADE TRADE TRADING E MARKETING

Sector positioning

Debt ratio
23.29 2024
2022
2023
2024
Q1: 0.0
Med: 8.38
Q3: 45.18
Average +19 pts over 3 years

In 2024, the debt ratio of AZ TRADE TRADE TRADING E ... (23.29) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
34.92% 2024
2022
2023
2024
Q1: 10.51%
Med: 39.78%
Q3: 64.58%
Average

In 2024, the financial autonomy of AZ TRADE TRADE TRADING E ... (34.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.34 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 1.44 years
Average +5 pts over 3 years

In 2024, the repayment capacity of AZ TRADE TRADE TRADING E ... (0.34) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 175.62. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

175.62

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
AZ TRADE TRADE TRADING E MARKETING

Sector positioning

Liquidity ratio
175.62 2024
2022
2023
2024
Q1: 157.46
Med: 246.6
Q3: 409.76
Average

In 2024, the liquidity ratio of AZ TRADE TRADE TRADING E ... (175.62) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.0x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 4.09x
Average

In 2024, the interest coverage of AZ TRADE TRADE TRADING E ... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 53 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 83 days. Favorable situation: supplier credit is longer than customer credit by 30 days. Inventory turnover is 58 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 167 days of revenue, i.e. 434 k€ to permanently finance. Notable WCR improvement over the period (-67%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

433 684 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

53 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

83 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

58 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

167 j

WCR and payment terms evolution
AZ TRADE TRADE TRADING E MARKETING

Positioning of AZ TRADE TRADE TRADING E MARKETING in its sector

Comparison with sector Intermédiaires du commerce en bois et matériaux de construction

Valuation estimate

Based on 229 transactions of similar company sales (all years), the value of AZ TRADE TRADE TRADING E MARKETING is estimated at 253 219 € (range 98 055€ - 782 117€). With an EBITDA of 165 336€, the sector multiple of 1.6x is applied. The price/revenue ratio is 0.32x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
229 transactions
98k€ 253k€ 782k€
253 219 € Range: 98 055€ - 782 117€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
165 336 € × 1.6x
Estimation 268 583 €
87 654€ - 891 664€
Revenue Multiple 30%
933 597 € × 0.32x
Estimation 302 753 €
141 958€ - 740 711€
Net Income Multiple 20%
83 244 € × 1.7x
Estimation 140 511 €
58 206€ - 570 361€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 229 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Intermédiaires du commerce en bois et matériaux de construction)

Compare AZ TRADE TRADE TRADING E MARKETING with other companies in the same sector:

Voir toutes les statistiques du secteur Intermédiaires du commerce en bois et matériaux de construction

Frequently asked questions about AZ TRADE TRADE TRADING E MARKETING

What is the revenue of AZ TRADE TRADE TRADING E MARKETING ?

The revenue of AZ TRADE TRADE TRADING E MARKETING in 2024 is 934 k€.

Is AZ TRADE TRADE TRADING E MARKETING profitable?

Yes, AZ TRADE TRADE TRADING E MARKETING generated a net profit of 83 k€ in 2024.

Where is the headquarters of AZ TRADE TRADE TRADING E MARKETING ?

The headquarters of AZ TRADE TRADE TRADING E MARKETING is located in SANTA MARIA POGGIO (20221).

Where to find the tax return of AZ TRADE TRADE TRADING E MARKETING ?

The tax return of AZ TRADE TRADE TRADING E MARKETING is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AZ TRADE TRADE TRADING E MARKETING operate?

AZ TRADE TRADE TRADING E MARKETING operates in the sector Intermédiaires du commerce en bois et matériaux de construction (NAF code 46.13Z). See the 'Sector positioning' section above to compare the company with its competitors.