AXILE SOGERAC COURTAGE : revenue, balance sheet and financial ratios

AXILE SOGERAC COURTAGE is a French company founded 33 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in TOULOUSE (31200), this company of category PME shows in 2022 a revenue of 2.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - AXILE SOGERAC COURTAGE (SIREN 390617769)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C 2 786 225 € 2 548 537 € 2 475 401 € 2 082 386 € 1 906 790 € 1 712 794 € 1 738 347 €
Net income 377 518 € 490 925 € 536 990 € 411 566 € 411 840 € 390 053 € 220 370 € 148 750 € 199 352 €
EBITDA N/C N/C 805 136 € 686 360 € 785 601 € 576 999 € 395 331 € 251 230 € 314 785 €
Net margin N/C N/C 19.3% 16.1% 16.6% 18.7% 11.6% 8.7% 11.5%

Revenue and income statement

In 2024, AXILE SOGERAC COURTAGE generates positive net income of 378 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 199 k€ -> 378 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

377 518 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 66%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

15.909%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

66.134%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

55.7%

Solvency indicators evolution
AXILE SOGERAC COURTAGE

Sector positioning

Debt ratio
15.91 2024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Average -14 pts over 3 years

In 2024, the debt ratio of AXILE SOGERAC COURTAGE (15.91) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
66.13% 2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Good +14 pts over 3 years

In 2024, the financial autonomy of AXILE SOGERAC COURTAGE (66.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
1.73 years 2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.38 years
Average

In 2022, the repayment capacity of AXILE SOGERAC COURTAGE (1.73) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 79.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

79.376

Liquidity indicators evolution
AXILE SOGERAC COURTAGE

Sector positioning

Liquidity ratio
79.38 2024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Watch -10 pts over 3 years

In 2024, the liquidity ratio of AXILE SOGERAC COURTAGE (79.38) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
0.59x 2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.09x
Good

In 2022, the interest coverage of AXILE SOGERAC COURTAGE (0.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
AXILE SOGERAC COURTAGE

Positioning of AXILE SOGERAC COURTAGE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of AXILE SOGERAC COURTAGE is estimated at 759 818 € (range 359 408€ - 3 469 255€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
359k€ 759k€ 3469k€
759 818 € Range: 359 408€ - 3 469 255€
NAF 5 all-time

Valuation method used

Net Income Multiple
377 518 € × 2.0x = 759 819 €
Range: 359 409€ - 3 469 255€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare AXILE SOGERAC COURTAGE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about AXILE SOGERAC COURTAGE

What is the revenue of AXILE SOGERAC COURTAGE ?

The revenue of AXILE SOGERAC COURTAGE in 2022 is 2.8 M€.

Is AXILE SOGERAC COURTAGE profitable?

Yes, AXILE SOGERAC COURTAGE generated a net profit of 378 k€ in 2024.

Where is the headquarters of AXILE SOGERAC COURTAGE ?

The headquarters of AXILE SOGERAC COURTAGE is located in TOULOUSE (31200), in the department Haute-Garonne.

Where to find the tax return of AXILE SOGERAC COURTAGE ?

The tax return of AXILE SOGERAC COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AXILE SOGERAC COURTAGE operate?

AXILE SOGERAC COURTAGE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.