SIREN : 479039745
AVENIR FINANCES is a French company founded 21 years ago, specialized in the sector Gestion de fonds. Based in MARLY (57155), this company of category ETI shows in 2023 a revenue of 766 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 765 579 € | 767 533 € | 770 206 € | 786 098 € | 789 627 € | 761 668 € | 656 715 € | 491 407 € |
| Net income | 4 863 € | 8 195 € | 3 254 € | -358 € | 8 233 € | 41 472 € | 86 223 € | 21 000 € |
| EBITDA | 56 702 € | 53 292 € | 46 062 € | 87 163 € | 52 938 € | 53 608 € | 55 765 € | 13 590 € |
| Net margin | 0.6% | 1.1% | 0.4% | -0.0% | 1.0% | 5.4% | 13.1% | 4.3% |
In 2023, AVENIR FINANCES achieves revenue of 766 k€. Over the period 2016-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +6.5%. Slight decline of -0% vs 2022. After deducting consumption (0 €), gross margin stands at 766 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 57 k€, representing 7.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5 k€, i.e. 0.6% of revenue. This profit can be retained or distributed to shareholders.
765 579 €
765 579 €
56 702 €
7 309 €
4 863 €
7.4%
The debt ratio (= Financial debt / Equity x 100) stands at 112%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 26%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.0 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 7.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
112.126%
26.169%
6.992%
5.986
15.5%
In 2023, the debt ratio of AVENIR FINANCES (112.13) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of AVENIR FINANCES (26.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of AVENIR FINANCES (5.99) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 207.85. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
207.85
0.0
In 2023, the liquidity ratio of AVENIR FINANCES (207.85) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of AVENIR FINANCES (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 292 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 18 days. The gap of 274 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 253 days of revenue, i.e. 538 k€ to permanently finance. Over 2016-2023, WCR increased by +915%, requiring additional financing.
538 432 €
292 j
18 j
0 j
253 j
Based on 77 transactions of similar company sales
in 2023,
the value of AVENIR FINANCES is estimated at
278 228 €
(range 157 992€ - 409 712€).
With an EBITDA of 56 702€, the sector multiple of 5.5x is applied.
The price/revenue ratio is 0.50x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AVENIR FINANCES with other companies in the same sector:
The revenue of AVENIR FINANCES in 2023 is 766 k€.
Yes, AVENIR FINANCES generated a net profit of 5 k€ in 2023.
The headquarters of AVENIR FINANCES is located in MARLY (57155), in the department Moselle.
The tax return of AVENIR FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AVENIR FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.