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AVENIR CONSULAIRE AUVERGNE : revenue, balance sheet and financial ratios

AVENIR CONSULAIRE AUVERGNE is a French company founded 3 years ago, specialized in the sector Gestion de fonds. Based in CLERMONT-FERRAND (63000), this company of category PME shows in 2024 a net income positive of 675€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - AVENIR CONSULAIRE AUVERGNE (SIREN 922296926)
Indicator 2024 2023
Revenue N/C N/C
Net income 675 € 1 807 €
EBITDA -2 677 € -3 291 €
Net margin N/C N/C

Revenue and income statement

In 2024, AVENIR CONSULAIRE AUVERGNE generates positive net income of 675 €. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2023-2024: 2 k€ -> 675 €.

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-2 677 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-2 677 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

675 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 551%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 15%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 8987.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

551.051%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

15.359%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

8987.047

Solvency indicators evolution
AVENIR CONSULAIRE AUVERGNE

Sector positioning

Debt ratio
551.05 2024
2023
2024
Q1: 0.0
Med: 8.29
Q3: 92.98
Average +50 pts over 2 years

In 2024, the debt ratio of AVENIR CONSULAIRE AUVERGNE (551.05) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
15.36% 2024
2023
2024
Q1: 4.66%
Med: 48.47%
Q3: 87.35%
Average -44 pts over 2 years

In 2024, the financial autonomy of AVENIR CONSULAIRE AUVERGNE (15.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
8987.05 years 2024
2023
2024
Q1: -0.01 years
Med: 0.0 years
Q3: 3.01 years
Watch +27 pts over 2 years

In 2024, the repayment capacity of AVENIR CONSULAIRE AUVERGNE (8987.05) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 2831327.86. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

2831327.861

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-46.47

Liquidity indicators evolution
AVENIR CONSULAIRE AUVERGNE

Sector positioning

Liquidity ratio
2831327.86 2024
2023
2024
Q1: 100.72
Med: 472.35
Q3: 3121.45
Excellent

In 2024, the liquidity ratio of AVENIR CONSULAIRE AUVERGNE (2831327.86) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-46.47x 2024
2023
2024
Q1: -71.24x
Med: 0.0x
Q3: 0.0x
Average -16 pts over 2 years

In 2024, the interest coverage of AVENIR CONSULAIRE AUVERGNE (-46.5x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 9 days. Favorable situation: supplier credit is longer than customer credit by 9 days.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

9 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
AVENIR CONSULAIRE AUVERGNE

Positioning of AVENIR CONSULAIRE AUVERGNE in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Based on 62 transactions of similar company sales in 2024, the value of AVENIR CONSULAIRE AUVERGNE is estimated at 4 989 € (range 1 416€ - 9 883€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
62 tx
1k€ 4k€ 9k€
4 989 € Range: 1 416€ - 9 883€
NAF 5 année 2024

Valuation method used

Net Income Multiple
675 € × 7.4x = 4 989 €
Range: 1 417€ - 9 884€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare AVENIR CONSULAIRE AUVERGNE with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Frequently asked questions about AVENIR CONSULAIRE AUVERGNE

What is the revenue of AVENIR CONSULAIRE AUVERGNE ?

The revenue of AVENIR CONSULAIRE AUVERGNE is not publicly disclosed (confidential accounts filed with INPI).

Is AVENIR CONSULAIRE AUVERGNE profitable?

Yes, AVENIR CONSULAIRE AUVERGNE generated a net profit of 675€ in 2024.

Where is the headquarters of AVENIR CONSULAIRE AUVERGNE ?

The headquarters of AVENIR CONSULAIRE AUVERGNE is located in CLERMONT-FERRAND (63000), in the department Puy-de-Dome.

Where to find the tax return of AVENIR CONSULAIRE AUVERGNE ?

The tax return of AVENIR CONSULAIRE AUVERGNE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AVENIR CONSULAIRE AUVERGNE operate?

AVENIR CONSULAIRE AUVERGNE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.