SIREN : 856200746
AUVERGNE HABITAT is a French company founded 70 years ago, specialized in the sector Location de logements. Based in CLERMONT-FERRAND (63000), this company of category GE shows in 2018 a revenue of 87.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2018 | 2017 | 2016 |
|---|---|---|---|
| Revenue | 87 012 316 € | N/C | 72 149 890 € |
| Net income | 4 375 969 € | 7 114 395 € | 7 946 729 € |
| EBITDA | 30 424 759 € | 5 555 471 € | 28 009 827 € |
| Net margin | 5.0% | N/C | 11.0% |
In 2018, AUVERGNE HABITAT achieves revenue of 87.0 M€. Over the period 2016-2018, the company shows strong growth with a CAGR (compound annual growth rate) of +9.8%. After deducting consumption (1.1 M€), gross margin stands at 85.9 M€, i.e. a rate of 99%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 30.4 M€, representing 35.0% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 4.4 M€, i.e. 5.0% of revenue. This profit can be retained or distributed to shareholders.
87 012 316 €
85 907 391 €
30 424 759 €
5 213 171 €
4 375 969 €
34.9%
The debt ratio (= Financial debt / Equity x 100) stands at 341%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 22%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 29.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 26.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
340.975%
21.954%
26.78%
29.385
68.7%
In 2018, the debt ratio of AUVERGNE HABITAT (340.98) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2018, the financial autonomy of AUVERGNE HABITAT (21.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2018, the repayment capacity of AUVERGNE HABITAT (29.39) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 387.99. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 26.1x. Operating income very largely covers interest expenses: high safety margin.
387.994
26.08
In 2018, the liquidity ratio of AUVERGNE HABITAT (387.99) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2018, the interest coverage of AUVERGNE HABITAT (26.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 32 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 44 days. Favorable situation: supplier credit is longer than customer credit by 12 days. Inventory turnover is 51 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 94 days of revenue, i.e. 22.8 M€ to permanently finance.
22 771 993 €
32 j
44 j
51 j
94 j
Based on 184 transactions of similar company sales in 2018, the value of AUVERGNE HABITAT is estimated at 85 427 977 € (range 30 892 412€ - 173 769 608€). With an EBITDA of 30 424 759€, the sector multiple of 4.3x is applied. The price/revenue ratio is 0.55x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 184 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AUVERGNE HABITAT with other companies in the same sector:
Voir toutes les statistiques du secteur Location de logements
The revenue of AUVERGNE HABITAT in 2018 is 87.0 M€.
Yes, AUVERGNE HABITAT generated a net profit of 4.4 M€ in 2018.
The headquarters of AUVERGNE HABITAT is located in CLERMONT-FERRAND (63000), in the department Puy-de-Dome.
The tax return of AUVERGNE HABITAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AUVERGNE HABITAT operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.