AUTOMOBILES EVRE ET LOIRE : revenue, balance sheet and financial ratios

AUTOMOBILES EVRE ET LOIRE is a French company founded 35 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in BEAUPREAU-EN-MAUGES (49110), this company of category PME shows in 2024 a revenue of 4.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - AUTOMOBILES EVRE ET LOIRE (SIREN 379068828)
Indicator 2024 2023 2021 2020 2019 2018 2017 2016
Revenue 4 577 917 € 4 256 467 € 3 814 117 € 3 315 542 € 3 705 101 € 3 190 564 € N/C 2 777 859 €
Net income 194 881 € 249 152 € 168 546 € 132 091 € 105 869 € 128 396 € 75 997 € 80 854 €
EBITDA 444 882 € 364 646 € 318 614 € 229 909 € 70 146 € 179 871 € N/C 202 226 €
Net margin 4.3% 5.9% 4.4% 4.0% 2.9% 4.0% N/C 2.9%

Revenue and income statement

In 2024, AUTOMOBILES EVRE ET LOIRE achieves revenue of 4.6 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +6.4%. Vs 2023: +8%. After deducting consumption (2.9 M€), gross margin stands at 1.7 M€, i.e. a rate of 37%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 445 k€, representing 9.7% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 195 k€, i.e. 4.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

4 577 917 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 674 569 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

444 882 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

248 838 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

194 881 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

9.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 20%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 7.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

19.622%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

52.783%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

7.732%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.594

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

35.8%

Solvency indicators evolution
AUTOMOBILES EVRE ET LOIRE

Sector positioning

Debt ratio
19.62 2024
2021
2023
2024
Q1: 5.46
Med: 23.99
Q3: 69.38
Good -7 pts over 3 years

In 2024, the debt ratio of AUTOMOBILES EVRE ET LOIRE (19.62) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
52.78% 2024
2021
2023
2024
Q1: 21.37%
Med: 45.55%
Q3: 63.3%
Good

In 2024, the financial autonomy of AUTOMOBILES EVRE ET LOIRE (52.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.59 years 2024
2021
2023
2024
Q1: 0.0 years
Med: 0.47 years
Q3: 2.06 years
Average

In 2024, the repayment capacity of AUTOMOBILES EVRE ET LOIRE (0.59) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 189.79. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 7.4x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

189.788

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

7.401

Liquidity indicators evolution
AUTOMOBILES EVRE ET LOIRE

Sector positioning

Liquidity ratio
189.79 2024
2021
2023
2024
Q1: 142.57
Med: 216.95
Q3: 327.2
Average -8 pts over 3 years

In 2024, the liquidity ratio of AUTOMOBILES EVRE ET LOIRE (189.79) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
7.4x 2024
2021
2023
2024
Q1: 0.0x
Med: 0.66x
Q3: 4.72x
Excellent

In 2024, the interest coverage of AUTOMOBILES EVRE ET LOIRE (7.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 16 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 45 days. Favorable situation: supplier credit is longer than customer credit by 29 days. Inventory turnover is 62 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 60 days of revenue, i.e. 768 k€ to permanently finance. Over 2016-2024, WCR increased by +126%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

768 083 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

16 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

45 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

62 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

60 j

WCR and payment terms evolution
AUTOMOBILES EVRE ET LOIRE

Positioning of AUTOMOBILES EVRE ET LOIRE in its sector

Comparison with sector Entretien et réparation de véhicules automobiles légers

Valuation estimate

Based on 147 transactions of similar company sales in 2024, the value of AUTOMOBILES EVRE ET LOIRE is estimated at 1 881 915 € (range 846 872€ - 3 290 958€). With an EBITDA of 444 882€, the sector multiple of 5.5x is applied. The price/revenue ratio is 0.35x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
147 transactions
846k€ 1881k€ 3290k€
1 881 915 € Range: 846 872€ - 3 290 958€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
444 882 € × 5.5x
Estimation 2 457 205 €
938 217€ - 3 985 507€
Revenue Multiple 30%
4 577 917 € × 0.35x
Estimation 1 589 220 €
1 053 355€ - 2 982 696€
Net Income Multiple 20%
194 881 € × 4.5x
Estimation 882 734 €
308 787€ - 2 016 981€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 147 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation de véhicules automobiles légers)

Compare AUTOMOBILES EVRE ET LOIRE with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers

Frequently asked questions about AUTOMOBILES EVRE ET LOIRE

What is the revenue of AUTOMOBILES EVRE ET LOIRE ?

The revenue of AUTOMOBILES EVRE ET LOIRE in 2024 is 4.6 M€.

Is AUTOMOBILES EVRE ET LOIRE profitable?

Yes, AUTOMOBILES EVRE ET LOIRE generated a net profit of 195 k€ in 2024.

Where is the headquarters of AUTOMOBILES EVRE ET LOIRE ?

The headquarters of AUTOMOBILES EVRE ET LOIRE is located in BEAUPREAU-EN-MAUGES (49110), in the department Maine-et-Loire.

Where to find the tax return of AUTOMOBILES EVRE ET LOIRE ?

The tax return of AUTOMOBILES EVRE ET LOIRE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AUTOMOBILES EVRE ET LOIRE operate?

AUTOMOBILES EVRE ET LOIRE operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.