Employees: 02 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2014-06-09 (11 years)Status: ActiveBusiness sector: Commerce de voitures et de véhicules automobiles légersLocation: AUBIERE (63170), Puy-de-Dome
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
AUTO GOLD : revenue, balance sheet and financial ratios
AUTO GOLD is a French company
founded 11 years ago,
specialized in the sector Commerce de voitures et de véhicules automobiles légers.
Based in AUBIERE (63170),
this company of category PME
shows in 2022 a revenue of 4.8 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2025, AUTO GOLD generates positive net income of 12 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2015-2025: 37 k€ -> 12 k€.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
11 818 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 248%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory.
Debt ratio (2025)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
248.126%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
20.991%
Asset age ratio (2025)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Debt ratio
104.214
8.718
178.297
100.845
108.794
209.99
371.97
237.696
366.517
323.264
248.126
Financial autonomy
15.899
27.893
25.211
31.426
29.999
24.054
15.551
21.622
16.26
18.256
20.991
Repayment capacity
None
None
None
None
None
None
None
4.326
None
None
None
Cash flow / Revenue
None%
None%
None%
None%
None%
None%
None%
2.759%
None%
None%
None%
Sector positioning
Debt ratio
248.132025
2023
2024
2025
Q1: 4.82
Med: 28.34
Q3: 97.59
Watch
In 2025, the debt ratio of AUTO GOLD (248.13) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
Financial autonomy
20.99%2025
2023
2024
2025
Q1: 21.4%
Med: 46.13%
Q3: 67.72%
Average-8 pts over 3 years
In 2025, the financial autonomy of AUTO GOLD (21.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 207.21. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
207.21
Liquidity indicators evolution AUTO GOLD
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Liquidity ratio
144.455
137.894
296.108
253.78
182.241
263.319
246.935
265.116
236.178
237.03
207.21
Interest coverage
None
None
None
None
None
None
None
4.76
None
None
None
Sector positioning
Liquidity ratio
207.212025
2023
2024
2025
Q1: 178.81
Med: 298.19
Q3: 555.86
Average-24 pts over 3 years
In 2025, the liquidity ratio of AUTO GOLD (207.21) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2025)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2025)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution AUTO GOLD
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Operating WCR
0 €
0 €
0 €
0 €
0 €
0 €
0 €
1 150 662 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
74
0
0
0
Customer payment term (days)
0
0
0
0
0
0
0
11
0
0
0
Supplier payment term (days)
0
0
0
0
0
0
0
23
0
0
0
Positioning of AUTO GOLD in its sector
Comparison with sector Commerce de voitures et de véhicules automobiles légers
Valuation estimate
Based on 113 transactions of similar company sales
in 2025,
the value of AUTO GOLD is estimated at
50 407 €
(range 16 080€ - 82 703€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2025
113 transactions
16k€50k€82k€
50 407 €Range: 16 080€ - 82 703€
NAF 5 année 2025
Valuation method used
Net Income Multiple
11 818 €
×
4.3x
=50 408 €
Range: 16 081€ - 82 704€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Commerce de voitures et de véhicules automobiles légers)
Compare AUTO GOLD with other companies in the same sector:
Yes, AUTO GOLD generated a net profit of 12 k€ in 2025.
Where is the headquarters of AUTO GOLD ?
The headquarters of AUTO GOLD is located in AUBIERE (63170), in the department Puy-de-Dome.
Where to find the tax return of AUTO GOLD ?
The tax return of AUTO GOLD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does AUTO GOLD operate?
AUTO GOLD operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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