AUTO-BILAN DE BRETEUIL : revenue, balance sheet and financial ratios

AUTO-BILAN DE BRETEUIL is a French company founded 33 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in SAINT-SAUFLIEU (80160), this company of category PME shows in 2020 a revenue of 203 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - AUTO-BILAN DE BRETEUIL (SIREN 388577819)
Indicator 2020 2019 2017 2016
Revenue 203 192 € 186 535 € 179 827 € 189 072 €
Net income 65 364 € 32 681 € 33 014 € 36 229 €
EBITDA 54 960 € 50 178 € 40 363 € 49 617 €
Net margin 32.2% 17.5% 18.4% 19.2%

Revenue and income statement

In 2020, AUTO-BILAN DE BRETEUIL achieves revenue of 203 k€. Revenue is growing positively over 4 years (CAGR: +1.8%). Vs 2019: +9%. After deducting consumption (12 k€), gross margin stands at 191 k€, i.e. a rate of 94%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 55 k€, representing 27.0% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 65 k€, i.e. 32.2% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

203 192 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

191 218 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

54 960 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

84 500 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

65 364 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

27.0%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 60%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 17.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

5.814%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

59.561%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

17.196%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.197

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

10.2%

Solvency indicators evolution
AUTO-BILAN DE BRETEUIL

Sector positioning

Debt ratio
5.81 2020
2017
2019
2020
Q1: 8.93
Med: 66.63
Q3: 191.38
Excellent

In 2020, the debt ratio of AUTO-BILAN DE BRETEUIL (5.81) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
59.56% 2020
2017
2019
2020
Q1: 13.1%
Med: 28.88%
Q3: 52.82%
Excellent

In 2020, the financial autonomy of AUTO-BILAN DE BRETEUIL (59.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.2 years 2020
2017
2019
2020
Q1: -0.02 years
Med: 0.52 years
Q3: 5.33 years
Good +10 pts over 3 years

In 2020, the repayment capacity of AUTO-BILAN DE BRETEUIL (0.20) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 232.34. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

232.339

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
AUTO-BILAN DE BRETEUIL

Sector positioning

Liquidity ratio
232.34 2020
2017
2019
2020
Q1: 139.3
Med: 207.34
Q3: 371.51
Good -17 pts over 3 years

In 2020, the liquidity ratio of AUTO-BILAN DE BRETEUIL (232.34) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2020
2017
2019
2020
Q1: 0.0x
Med: 0.35x
Q3: 7.29x
Average

In 2020, the interest coverage of AUTO-BILAN DE BRETEUIL (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 7 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 40 days. Excellent situation: suppliers finance 33 days of the operating cycle (retail model). WCR is negative (-39 days): operations structurally generate cash. Notable WCR improvement over the period (-2075%), freeing up cash.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-21 920 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

7 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

40 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-39 j

WCR and payment terms evolution
AUTO-BILAN DE BRETEUIL

Positioning of AUTO-BILAN DE BRETEUIL in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 122 transactions of similar company sales in 2020, the value of AUTO-BILAN DE BRETEUIL is estimated at 104 594 € (range 24 122€ - 308 706€). With an EBITDA of 54 960€, the sector multiple of 2.0x is applied. The price/revenue ratio is 0.09x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
122 transactions
24k€ 104k€ 308k€
104 594 € Range: 24 122€ - 308 706€
NAF 5 année 2020

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
54 960 € × 2.0x
Estimation 111 674 €
17 912€ - 336 923€
Revenue Multiple 30%
203 192 € × 0.09x
Estimation 17 503 €
14 750€ - 61 855€
Net Income Multiple 20%
65 364 € × 3.3x
Estimation 217 532 €
53 708€ - 608 439€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 122 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare AUTO-BILAN DE BRETEUIL with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about AUTO-BILAN DE BRETEUIL

What is the revenue of AUTO-BILAN DE BRETEUIL ?

The revenue of AUTO-BILAN DE BRETEUIL in 2020 is 203 k€.

Is AUTO-BILAN DE BRETEUIL profitable?

Yes, AUTO-BILAN DE BRETEUIL generated a net profit of 65 k€ in 2020.

Where is the headquarters of AUTO-BILAN DE BRETEUIL ?

The headquarters of AUTO-BILAN DE BRETEUIL is located in SAINT-SAUFLIEU (80160), in the department Somme.

Where to find the tax return of AUTO-BILAN DE BRETEUIL ?

The tax return of AUTO-BILAN DE BRETEUIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AUTO-BILAN DE BRETEUIL operate?

AUTO-BILAN DE BRETEUIL operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.