Employees: 11 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2006-04-01 (20 years)Status: ActiveBusiness sector: Fabrication de meubles de bureau et de magasinLocation: MONISTROL-SUR-LOIRE (43120), Haute-Loire
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
AU CHARME DU BOIS : revenue, balance sheet and financial ratios
AU CHARME DU BOIS is a French company
founded 20 years ago,
specialized in the sector Fabrication de meubles de bureau et de magasin.
Based in MONISTROL-SUR-LOIRE (43120),
this company of category PME
shows in 2023 a revenue of 1.9 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - AU CHARME DU BOIS (SIREN 489253161)
Indicator
2025
2024
2023
2022
2021
2020
2019
2018
2017
Revenue
N/C
N/C
1 922 808 €
N/C
N/C
N/C
N/C
N/C
N/C
Net income
51 304 €
33 549 €
196 452 €
444 €
-76 915 €
39 570 €
-112 498 €
15 953 €
25 764 €
EBITDA
N/C
N/C
217 379 €
N/C
N/C
N/C
N/C
N/C
N/C
Net margin
N/C
N/C
10.2%
N/C
N/C
N/C
N/C
N/C
N/C
Revenue and income statement
In 2025, AU CHARME DU BOIS generates positive net income of 51 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2025: 26 k€ -> 51 k€.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
51 304 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 65%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 26%. The balance between equity and debt is satisfactory.
Debt ratio (2025)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
65.476%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
26.434%
Asset age ratio (2025)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2019
2020
2021
2022
2023
2024
2025
Debt ratio
36.35
45.303
61.955
41.284
362.771
310.98
107.503
84.662
65.476
Financial autonomy
31.232
28.662
21.55
29.712
11.002
12.14
27.312
31.175
26.434
Repayment capacity
None
None
None
None
None
None
1.681
None
None
Cash flow / Revenue
None%
None%
None%
None%
None%
None%
10.483%
None%
None%
Sector positioning
Debt ratio
65.482025
2023
2024
2025
Q1: 3.16
Med: 17.21
Q3: 48.03
Watch
In 2025, the debt ratio of AU CHARME DU BOIS (65.48) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
Financial autonomy
26.43%2025
2023
2024
2025
Q1: 32.78%
Med: 55.34%
Q3: 65.48%
Watch-5 pts over 3 years
In 2025, the financial autonomy of AU CHARME DU BOIS (26.4%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
Repayment capacity
1.68 years2023
2023
Q1: 0.0 years
Med: 0.85 years
Q3: 2.59 years
Average
In 2023, the repayment capacity of AU CHARME DU BOIS (1.68) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 120.14. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
120.142
Liquidity indicators evolution AU CHARME DU BOIS
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
2018
2019
2020
2021
2022
2023
2024
2025
Liquidity ratio
140.232
126.628
103.905
110.347
157.021
152.047
155.124
161.186
120.142
Interest coverage
None
None
None
None
None
None
0.929
None
None
Sector positioning
Liquidity ratio
120.142025
2023
2024
2025
Q1: 178.52
Med: 259.34
Q3: 359.16
Watch-7 pts over 3 years
In 2025, the liquidity ratio of AU CHARME DU BOIS (120.14) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
Interest coverage
0.93x2023
2023
Q1: 0.0x
Med: 1.24x
Q3: 6.53x
Average
In 2023, the interest coverage of AU CHARME DU BOIS (0.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 174 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 264 days. Excellent situation: suppliers finance 90 days of the operating cycle (retail model).
Operating WCR (2025)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
174 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
264 j
Inventory turnover (2025)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution AU CHARME DU BOIS
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2019
2020
2021
2022
2023
2024
2025
Operating WCR
0 €
0 €
0 €
0 €
0 €
0 €
329 627 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
72
0
0
Customer payment term (days)
0
0
0
0
249
270
17
234
174
Supplier payment term (days)
0
0
0
0
404
270
64
200
264
Positioning of AU CHARME DU BOIS in its sector
Comparison with sector Fabrication de meubles de bureau et de magasin
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions).
This range of 70 696€ to 819 087€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2025
Indicative
70k€370k€819k€
370 686 €Range: 70 696€ - 819 087€
NAF 4 all-time
Aggregated at NAF sub-class level
How is this estimate calculated?
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Fabrication de meubles de bureau et de magasin)
Compare AU CHARME DU BOIS with other companies in the same sector:
Frequently asked questions about AU CHARME DU BOIS
What is the revenue of AU CHARME DU BOIS ?
The revenue of AU CHARME DU BOIS in 2023 is 1.9 M€.
Is AU CHARME DU BOIS profitable?
Yes, AU CHARME DU BOIS generated a net profit of 51 k€ in 2025.
Where is the headquarters of AU CHARME DU BOIS ?
The headquarters of AU CHARME DU BOIS is located in MONISTROL-SUR-LOIRE (43120), in the department Haute-Loire.
Where to find the tax return of AU CHARME DU BOIS ?
The tax return of AU CHARME DU BOIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does AU CHARME DU BOIS operate?
AU CHARME DU BOIS operates in the sector Fabrication de meubles de bureau et de magasin (NAF code 31.01Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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