SIREN : 844566778
ATRIUM MONTAGNE is a French company founded 7 years ago, specialized in the sector Gestion de fonds. Based in SAINT-ETIENNE (42000), this company of category PME shows in 2020 a revenue of 204 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 |
|---|---|---|
| Revenue | 204 337 € | 210 469 € |
| Net income | 0 € | 0 € |
| EBITDA | 57 770 € | -448 427 € |
| Net margin | 0.0% | 0.0% |
In 2020, ATRIUM MONTAGNE achieves revenue of 204 k€. Slight decline of -3% vs 2019. After deducting consumption (0 €), gross margin stands at 204 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 58 k€, representing 28.3% of revenue. Positive scissor effect: EBITDA margin improves by +241.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at 0 € (0.0% of revenue), which will impact equity.
204 337 €
204 337 €
57 770 €
-5 667 €
28.3%
The debt ratio (= Financial debt / Equity x 100) stands at 144552%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 227.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 31.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
144552.5%
0.068%
31.045%
227.868
In 2020, the debt ratio of ATRIUM MONTAGNE (144552.50) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2020, the financial autonomy of ATRIUM MONTAGNE (0.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of ATRIUM MONTAGNE (227.87) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 5664.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2031.2x. Operating income very largely covers interest expenses: high safety margin.
5664.545
2031.194
In 2020, the liquidity ratio of ATRIUM MONTAGNE (5664.55) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2020, the interest coverage of ATRIUM MONTAGNE (2031.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 731 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 350 days. The gap of 381 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 25179 days of revenue, i.e. 14.3 M€ to permanently finance.
14 291 822 €
731 j
350 j
0 j
25179 j
Based on 54 transactions of similar company sales
in 2020,
the value of ATRIUM MONTAGNE is estimated at
201 638 €
(range 112 124€ - 411 964€).
With an EBITDA of 57 770€, the sector multiple of 4.2x is applied.
The price/revenue ratio is 0.66x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ATRIUM MONTAGNE with other companies in the same sector:
The revenue of ATRIUM MONTAGNE in 2020 is 204 k€.
Profitability information is not publicly available.
The headquarters of ATRIUM MONTAGNE is located in SAINT-ETIENNE (42000), in the department Loire.
The tax return of ATRIUM MONTAGNE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ATRIUM MONTAGNE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.