SIREN : 514699271
ATO ISOLATION EXTERIEURE is a French company founded 16 years ago, specialized in the sector Travaux d'isolation. Based in CUSSET (03300), this company of category PME shows in 2025 a revenue of 3.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|
| Revenue | 2 953 706 € | 1 412 682 € | 1 089 134 € | 1 235 405 € | 1 080 362 € |
| Net income | 140 984 € | 109 540 € | -67 415 € | 51 609 € | 77 533 € |
| EBITDA | 257 496 € | 139 689 € | -36 706 € | 121 143 € | 134 769 € |
| Net margin | 4.8% | 7.8% | -6.2% | 4.2% | 7.2% |
In 2025, ATO ISOLATION EXTERIEURE achieves revenue of 3.0 M€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +13.4%. Vs 2020, growth of +109% (1.4 M€ -> 3.0 M€). After deducting consumption (614 k€), gross margin stands at 2.3 M€, i.e. a rate of 79%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 257 k€, representing 8.7% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 141 k€, i.e. 4.8% of revenue. This profit can be retained or distributed to shareholders.
2 953 706 €
2 340 044 €
257 496 €
212 757 €
140 984 €
8.7%
The debt ratio (= Financial debt / Equity x 100) stands at 20%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 50%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 7.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
19.952%
50.179%
7.014%
0.461
In 2025, the debt ratio of ATO ISOLATION EXTERIEURE (19.95) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of ATO ISOLATION EXTERIEURE (50.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of ATO ISOLATION EXTERIEURE (0.46) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 0.00. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement. The interest coverage ratio (= EBIT / Interest expenses) is 3.8x. Financial charges are adequately covered by operations.
0.0
3.829
In 2025, the liquidity ratio of ATO ISOLATION EXTERIEURE (0.00) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of ATO ISOLATION EXTERIEURE (3.8x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 31 days. Excellent situation: suppliers finance 31 days of the operating cycle (retail model). WCR is negative (-30 days): operations structurally generate cash. Notable WCR improvement over the period (-211%), freeing up cash.
-247 343 €
0 j
31 j
0 j
-30 j
Based on 58 transactions of similar company sales
(all years),
the value of ATO ISOLATION EXTERIEURE is estimated at
442 810 €
(range 296 928€ - 933 939€).
With an EBITDA of 257 496€, the sector multiple of 1.2x is applied.
The price/revenue ratio is 0.20x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 58 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ATO ISOLATION EXTERIEURE with other companies in the same sector:
The revenue of ATO ISOLATION EXTERIEURE in 2025 is 3.0 M€.
Yes, ATO ISOLATION EXTERIEURE generated a net profit of 141 k€ in 2025.
The headquarters of ATO ISOLATION EXTERIEURE is located in CUSSET (03300), in the department Allier.
The tax return of ATO ISOLATION EXTERIEURE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ATO ISOLATION EXTERIEURE operates in the sector Travaux d'isolation (NAF code 43.29A). See the 'Sector positioning' section above to compare the company with its competitors.