SIREN : 403280365
A.T.M CONSEIL is a French company founded 30 years ago, specialized in the sector Gestion de fonds. Based in SAINT-CAPRAIS-DE-BORDEAUX (33880), this company of category PME shows in 2019 a revenue of 238 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 238 213 € | 207 595 € | 232 439 € | 232 288 € |
| Net income | 15 844 € | 16 552 € | 16 773 € | 14 654 € |
| EBITDA | 22 590 € | 21 628 € | 22 054 € | 19 058 € |
| Net margin | 6.7% | 8.0% | 7.2% | 6.3% |
In 2019, A.T.M CONSEIL achieves revenue of 238 k€. Revenue is growing positively over 4 years (CAGR: +0.8%). Vs 2018, growth of +15% (208 k€ -> 238 k€). After deducting consumption (0 €), gross margin stands at 238 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 23 k€, representing 9.5% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 16 k€, i.e. 6.7% of revenue. This profit can be retained or distributed to shareholders.
238 213 €
238 213 €
22 590 €
20 210 €
15 844 €
9.5%
The debt ratio (= Financial debt / Equity x 100) stands at 43%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.2 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 7.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
42.924%
54.685%
7.799%
4.234
34.6%
In 2019, the debt ratio of A.T.M CONSEIL (42.92) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2019, the financial autonomy of A.T.M CONSEIL (54.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2019, the repayment capacity of A.T.M CONSEIL (4.23) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 432.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 7.0x. Operating income very largely covers interest expenses: high safety margin.
432.981
6.959
In 2019, the liquidity ratio of A.T.M CONSEIL (432.98) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2019, the interest coverage of A.T.M CONSEIL (7.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 310 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 13 days. The gap of 297 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 265 days of revenue, i.e. 175 k€ to permanently finance. Over 2016-2019, WCR increased by +31%, requiring additional financing.
175 458 €
310 j
13 j
0 j
265 j
Based on 61 transactions of similar company sales
in 2019,
the value of A.T.M CONSEIL is estimated at
101 872 €
(range 48 740€ - 172 661€).
With an EBITDA of 22 590€, the sector multiple of 3.4x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 61 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare A.T.M CONSEIL with other companies in the same sector:
The revenue of A.T.M CONSEIL in 2019 is 238 k€.
Yes, A.T.M CONSEIL generated a net profit of 16 k€ in 2019.
The headquarters of A.T.M CONSEIL is located in SAINT-CAPRAIS-DE-BORDEAUX (33880), in the department Gironde.
The tax return of A.T.M CONSEIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
A.T.M CONSEIL operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.