SIREN : 833870868
ATERM is a French company founded 8 years ago, specialized in the sector Gestion de fonds. Based in LYON (69002), this company of category PME shows in 2024 a net income negative of -2.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | -2 530 580 € | 350 974 € | 796 657 € | 868 155 € | 241 643 € | 50 740 € | 1 371 904 € |
| EBITDA | -32 410 € | -54 169 € | -39 635 € | -49 349 € | -35 334 € | -21 376 € | -124 740 € |
| Net margin | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
In 2024, ATERM records a net loss of 2.5 M€. This deficit will reduce equity on the balance sheet.
-32 410 €
-32 410 €
-2 530 580 €
The debt ratio (= Financial debt / Equity x 100) stands at 263%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory.
263.087%
26.52%
-2.614
In 2024, the debt ratio of ATERM (263.09) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ATERM (26.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of ATERM (-2.61) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 311.48. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
311.481
-8014.468
In 2024, the liquidity ratio of ATERM (311.48) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of ATERM (-8014.5x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 46 days. Excellent situation: suppliers finance 46 days of the operating cycle (retail model).
0 €
0 j
46 j
0 j
Compare ATERM with other companies in the same sector:
The revenue of ATERM is not publicly disclosed (confidential accounts filed with INPI).
ATERM recorded a net loss in 2024.
The headquarters of ATERM is located in LYON (69002), in the department Rhone.
The tax return of ATERM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ATERM operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.