SIREN : 418409082
ASSURTEAM is a French company founded 28 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in YVETOT (76190), this company of category PME shows in 2018 a revenue of 279 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2018 | 2017 | 2016 |
|---|---|---|---|
| Revenue | 278 509 € | 294 540 € | 321 016 € |
| Net income | 11 389 € | 19 126 € | 42 969 € |
| EBITDA | 9 580 € | 13 831 € | 66 074 € |
| Net margin | 4.1% | 6.5% | 13.4% |
In 2018, ASSURTEAM achieves revenue of 279 k€. Revenue is declining over the period 2016-2018 (CAGR: -6.9%). Slight decline of -5% vs 2017. After deducting consumption (0 €), gross margin stands at 279 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 10 k€, representing 3.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 11 k€, i.e. 4.1% of revenue. This profit can be retained or distributed to shareholders.
278 509 €
278 509 €
9 580 €
10 482 €
11 389 €
3.4%
The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 89%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
5.604%
88.846%
3.701%
2.233
In 2018, the debt ratio of ASSURTEAM (5.60) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2018, the financial autonomy of ASSURTEAM (88.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2018, the repayment capacity of ASSURTEAM (2.23) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 14 days. Favorable situation: supplier credit is longer than customer credit by 14 days. WCR is negative (-33 days): operations structurally generate cash. Notable WCR improvement over the period (-202%), freeing up cash.
-25 272 €
0 j
14 j
0 j
-33 j
Indicative estimate only : the number of comparable transactions in this sector is limited (31 transactions). This range of 35 061€ to 226 385€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 31 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASSURTEAM with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ASSURTEAM in 2018 is 279 k€.
Yes, ASSURTEAM generated a net profit of 11 k€ in 2018.
The headquarters of ASSURTEAM is located in YVETOT (76190), in the department Seine-Maritime.
The tax return of ASSURTEAM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASSURTEAM operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.