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ASSUR'SANTE PREVOYANCE : revenue, balance sheet and financial ratios

ASSUR'SANTE PREVOYANCE is a French company founded 6 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in ARPAJON (91290), this company of category PME shows in 2022 a net income negative of -19 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ASSUR'SANTE PREVOYANCE (SIREN 879528727)
Indicator 2022
Revenue N/C
Net income -19 017 €
EBITDA -14 936 €
Net margin N/C

Revenue and income statement

In 2022, ASSUR'SANTE PREVOYANCE records a net loss of 19 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-14 936 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-18 553 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-19 017 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -93%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 82%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-93.251%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

81.599%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.672

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

65.2%

Solvency indicators evolution
ASSUR'SANTE PREVOYANCE

Sector positioning

Debt ratio
-93.25 2022
2022
Q1: 0.03
Med: 12.53
Q3: 62.73
Excellent

In 2022, the debt ratio of ASSUR'SANTE PREVOYANCE (-93.25) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
81.6% 2022
2022
Q1: 17.6%
Med: 47.13%
Q3: 73.76%
Excellent

In 2022, the financial autonomy of ASSUR'SANTE PREVOYANCE (81.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-0.67 years 2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.36 years
Excellent

In 2022, the repayment capacity of ASSUR'SANTE PREVOYANCE (-0.67) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 32.99. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

32.988

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-3.107

Liquidity indicators evolution
ASSUR'SANTE PREVOYANCE

Sector positioning

Liquidity ratio
32.99 2022
2022
Q1: 119.04
Med: 233.39
Q3: 514.95
Watch

In 2022, the liquidity ratio of ASSUR'SANTE PREVOYANCE (32.99) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-3.11x 2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.08x
Average

In 2022, the interest coverage of ASSUR'SANTE PREVOYANCE (-3.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Positioning of ASSUR'SANTE PREVOYANCE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Similar companies (Activités des agents et courtiers d'assurances)

Compare ASSUR'SANTE PREVOYANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about ASSUR'SANTE PREVOYANCE

What is the revenue of ASSUR'SANTE PREVOYANCE ?

The revenue of ASSUR'SANTE PREVOYANCE is not publicly disclosed (confidential accounts filed with INPI).

Is ASSUR'SANTE PREVOYANCE profitable?

ASSUR'SANTE PREVOYANCE recorded a net loss in 2022.

Where is the headquarters of ASSUR'SANTE PREVOYANCE ?

The headquarters of ASSUR'SANTE PREVOYANCE is located in ARPAJON (91290), in the department Essonne.

Where to find the tax return of ASSUR'SANTE PREVOYANCE ?

The tax return of ASSUR'SANTE PREVOYANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ASSUR'SANTE PREVOYANCE operate?

ASSUR'SANTE PREVOYANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.