SIREN : 832651533
ASSURPRO is a French company founded 8 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BRIVE-LA-GAILLARDE (19100), this company of category PME shows in 2024 a revenue of 1.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2022 | 2021 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|
| Revenue | 1 852 562 € | 1 766 683 € | 1 427 094 € | 1 270 253 € | N/C | N/C |
| Net income | 229 309 € | 340 354 € | 260 690 € | 117 306 € | 120 473 € | -1 991 € |
| EBITDA | 466 955 € | 504 773 € | 380 221 € | 188 446 € | N/C | N/C |
| Net margin | 12.4% | 19.3% | 18.3% | 9.2% | N/C | N/C |
In 2024, ASSURPRO achieves revenue of 1.9 M€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +7.8%. Vs 2022: +5%. After deducting consumption (0 €), gross margin stands at 1.9 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 467 k€, representing 25.2% of revenue. Warning negative scissor effect: despite revenue change (+5%), EBITDA varies by -7%, reducing margin by 3.4 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 229 k€, i.e. 12.4% of revenue. This profit can be retained or distributed to shareholders.
1 852 562 €
1 852 562 €
466 955 €
340 894 €
229 309 €
25.2%
The debt ratio (= Financial debt / Equity x 100) stands at 41%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 8%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 15.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
41.013%
8.434%
15.47%
1.622
66.8%
In 2024, the debt ratio of ASSURPRO (41.01) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ASSURPRO (8.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of ASSURPRO (1.62) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 100.27. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.5x. Coverage is limited: any activity downturn would jeopardize interest payments.
100.266
1.531
In 2024, the liquidity ratio of ASSURPRO (100.27) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of ASSURPRO (1.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 12 days. Favorable situation: supplier credit is longer than customer credit by 12 days. Overall, WCR represents 3 days of revenue, i.e. 13 k€ to permanently finance.
13 301 €
0 j
12 j
0 j
3 j
Based on 193 transactions of similar company sales (all years), the value of ASSURPRO is estimated at 920 967 € (range 268 932€ - 2 879 704€). With an EBITDA of 466 955€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASSURPRO with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ASSURPRO in 2024 is 1.9 M€.
Yes, ASSURPRO generated a net profit of 229 k€ in 2024.
The headquarters of ASSURPRO is located in BRIVE-LA-GAILLARDE (19100), in the department Correze.
The tax return of ASSURPRO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASSURPRO operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.