SIREN : 383523628
ASSURIMO is a French company founded 34 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LYON (69007), this company of category GE shows in 2024 a revenue of 21.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 21 108 612 € | 20 162 692 € | 16 959 773 € | 11 123 728 € | 14 299 872 € | 14 025 050 € | 13 418 841 € | 13 122 608 € | 12 793 065 € |
| Net income | 15 401 811 € | 13 618 635 € | 9 188 686 € | 5 599 521 € | 7 484 186 € | 7 003 991 € | 8 845 794 € | 6 121 211 € | 6 278 891 € |
| EBITDA | 16 617 548 € | 15 024 762 € | 12 200 654 € | 8 200 821 € | 10 569 574 € | 9 438 589 € | 8 781 036 € | 8 546 719 € | 8 895 474 € |
| Net margin | 73.0% | 67.5% | 54.2% | 50.3% | 52.3% | 49.9% | 65.9% | 46.6% | 49.1% |
In 2024, ASSURIMO achieves revenue of 21.1 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +6.5%. Vs 2023: +5%. After deducting consumption (0 €), gross margin stands at 21.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 16.6 M€, representing 78.7% of revenue. Positive scissor effect: EBITDA margin improves by +4.2 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 15.4 M€, i.e. 73.0% of revenue. This profit can be retained or distributed to shareholders.
21 108 612 €
21 108 612 €
16 617 548 €
16 337 190 €
15 401 811 €
78.7%
The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 58%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 73.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
16.768%
57.7%
73.621%
0.989
28.4%
In 2024, the debt ratio of ASSURIMO (16.77) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ASSURIMO (57.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of ASSURIMO (0.99) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 370.58. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
370.58
0.0
In 2024, the liquidity ratio of ASSURIMO (370.58) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of ASSURIMO (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 319 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 11740 days. Excellent situation: suppliers finance 11421 days of the operating cycle (retail model). Overall, WCR represents 2328 days of revenue, i.e. 136.5 M€ to permanently finance. Over 2016-2024, WCR increased by +215%, requiring additional financing.
136 475 409 €
319 j
11740 j
0 j
2328 j
Based on 193 transactions of similar company sales (all years), the value of ASSURIMO is estimated at 22 480 107 € (range 7 265 668€ - 91 222 270€). With an EBITDA of 16 617 548€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASSURIMO with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ASSURIMO in 2024 is 21.1 M€.
Yes, ASSURIMO generated a net profit of 15.4 M€ in 2024.
The headquarters of ASSURIMO is located in LYON (69007), in the department Rhone.
The tax return of ASSURIMO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASSURIMO operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.