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ASSUREURS ASSOCIES : revenue, balance sheet and financial ratios

ASSUREURS ASSOCIES is a French company founded 14 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in ANGERS (49100), this company of category PME shows in 2018 a revenue of 1.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ASSUREURS ASSOCIES (SIREN 750811788)
Indicator 2025 2024 2021 2020 2019 2018 2017
Revenue N/C N/C N/C N/C N/C 1 938 444 € N/C
Net income 342 161 € 389 711 € 268 020 € 213 911 € 258 296 € 215 482 € 218 396 €
EBITDA N/C N/C N/C N/C N/C 345 416 € N/C
Net margin N/C N/C N/C N/C N/C 11.1% N/C

Revenue and income statement

In 2025, ASSUREURS ASSOCIES generates positive net income of 342 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2025: 218 k€ -> 342 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

342 161 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

12.089%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

76.368%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

30.1%

Solvency indicators evolution
ASSUREURS ASSOCIES

Sector positioning

Debt ratio
12.09 2025
2021
2024
2025
Q1: 0.0
Med: 4.8
Q3: 43.33
Average -15 pts over 3 years

In 2025, the debt ratio of ASSUREURS ASSOCIES (12.09) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
76.37% 2025
2021
2024
2025
Q1: 13.31%
Med: 50.74%
Q3: 79.01%
Good +18 pts over 3 years

In 2025, the financial autonomy of ASSUREURS ASSOCIES (76.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 187.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

187.502

Liquidity indicators evolution
ASSUREURS ASSOCIES

Sector positioning

Liquidity ratio
187.5 2025
2021
2024
2025
Q1: 158.14
Med: 330.46
Q3: 854.85
Average

In 2025, the liquidity ratio of ASSUREURS ASSOCIES (187.50) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ASSUREURS ASSOCIES

Positioning of ASSUREURS ASSOCIES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of ASSUREURS ASSOCIES is estimated at 688 656 € (range 325 748€ - 3 144 337€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
193 transactions
325k€ 688k€ 3144k€
688 656 € Range: 325 748€ - 3 144 337€
NAF 5 all-time

Valuation method used

Net Income Multiple
342 161 € × 2.0x = 688 657 €
Range: 325 748€ - 3 144 337€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare ASSUREURS ASSOCIES with other companies in the same sector:

Frequently asked questions about ASSUREURS ASSOCIES

What is the revenue of ASSUREURS ASSOCIES ?

The revenue of ASSUREURS ASSOCIES in 2018 is 1.9 M€.

Is ASSUREURS ASSOCIES profitable?

Yes, ASSUREURS ASSOCIES generated a net profit of 342 k€ in 2025.

Where is the headquarters of ASSUREURS ASSOCIES ?

The headquarters of ASSUREURS ASSOCIES is located in ANGERS (49100), in the department Maine-et-Loire.

Where to find the tax return of ASSUREURS ASSOCIES ?

The tax return of ASSUREURS ASSOCIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ASSUREURS ASSOCIES operate?

ASSUREURS ASSOCIES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.