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ASSUREUR CONSEIL DU PERSONNEL DES ARMEES : revenue, balance sheet and financial ratios

ASSUREUR CONSEIL DU PERSONNEL DES ARMEES is a French company founded 36 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in MONTPELLIER (34090), this company of category PME shows in 2024 a net income positive of 121 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ASSUREUR CONSEIL DU PERSONNEL DES ARMEES (SIREN 377666003)
Indicator 2024 2023 2022 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C N/C N/C N/C N/C
Net income 121 303 € 111 509 € 95 041 € 83 121 € 72 728 € 63 127 € 90 194 € 78 767 €
EBITDA N/C N/C N/C N/C N/C N/C N/C N/C
Net margin N/C N/C N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2024, ASSUREUR CONSEIL DU PERSONNEL DES ARMEES generates positive net income of 121 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 79 k€ -> 121 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

121 303 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 58%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

7.053%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

58.079%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

16.7%

Solvency indicators evolution
ASSUREUR CONSEIL DU PERSONNEL DES ARMEES

Sector positioning

Debt ratio
7.05 2024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Good

In 2024, the debt ratio of ASSUREUR CONSEIL DU PERSO... (7.05) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
58.08% 2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Good -5 pts over 3 years

In 2024, the financial autonomy of ASSUREUR CONSEIL DU PERSO... (58.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 102.43. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

102.434

Liquidity indicators evolution
ASSUREUR CONSEIL DU PERSONNEL DES ARMEES

Sector positioning

Liquidity ratio
102.43 2024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Watch

In 2024, the liquidity ratio of ASSUREUR CONSEIL DU PERSO... (102.43) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of ASSUREUR CONSEIL DU PERSONNEL DES ARMEES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of ASSUREUR CONSEIL DU PERSONNEL DES ARMEES is estimated at 244 142 € (range 115 484€ - 1 114 731€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
115k€ 244k€ 1114k€
244 142 € Range: 115 484€ - 1 114 731€
NAF 5 all-time

Valuation method used

Net Income Multiple
121 303 € × 2.0x = 244 143 €
Range: 115 484€ - 1 114 731€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare ASSUREUR CONSEIL DU PERSONNEL DES ARMEES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about ASSUREUR CONSEIL DU PERSONNEL DES ARMEES

What is the revenue of ASSUREUR CONSEIL DU PERSONNEL DES ARMEES ?

The revenue of ASSUREUR CONSEIL DU PERSONNEL DES ARMEES is not publicly disclosed (confidential accounts filed with INPI).

Is ASSUREUR CONSEIL DU PERSONNEL DES ARMEES profitable?

Yes, ASSUREUR CONSEIL DU PERSONNEL DES ARMEES generated a net profit of 121 k€ in 2024.

Where is the headquarters of ASSUREUR CONSEIL DU PERSONNEL DES ARMEES ?

The headquarters of ASSUREUR CONSEIL DU PERSONNEL DES ARMEES is located in MONTPELLIER (34090), in the department Herault.

Where to find the tax return of ASSUREUR CONSEIL DU PERSONNEL DES ARMEES ?

The tax return of ASSUREUR CONSEIL DU PERSONNEL DES ARMEES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ASSUREUR CONSEIL DU PERSONNEL DES ARMEES operate?

ASSUREUR CONSEIL DU PERSONNEL DES ARMEES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.