ASSURES DEFENSE GILOT EXPERTISES : revenue, balance sheet and financial ratios

ASSURES DEFENSE GILOT EXPERTISES is a French company founded 17 years ago, specialized in the sector Évaluation des risques et dommages. Based in LA ROCHELLE ([ND]), this company of category PME shows in 2020 a revenue of 180 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ASSURES DEFENSE GILOT EXPERTISES (SIREN 511091993)
Indicator 2020 2019 2018 2017
Revenue 179 821 € 73 731 € 216 548 € 226 323 €
Net income 8 079 € -23 591 € 23 217 € 19 561 €
EBITDA 9 858 € -20 956 € 28 258 € 25 534 €
Net margin 4.5% -32.0% 10.7% 8.6%

Revenue and income statement

In 2020, ASSURES DEFENSE GILOT EXPERTISES achieves revenue of 180 k€. Revenue is declining over the period 2017-2020 (CAGR: -7.4%). Vs 2019, growth of +144% (74 k€ -> 180 k€). After deducting consumption (0 €), gross margin stands at 180 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 10 k€, representing 5.5% of revenue. Positive scissor effect: EBITDA margin improves by +33.9 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 8 k€, i.e. 4.5% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

179 821 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

179 821 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

9 858 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

7 545 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

8 079 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

5.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 82%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 5.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

1.296%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

82.185%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

5.944%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.068

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

29.5%

Solvency indicators evolution
ASSURES DEFENSE GILOT EXPERTISES

Sector positioning

Debt ratio
1.3 2020
2018
2019
2020
Q1: 0.74
Med: 17.4
Q3: 63.92
Good -49 pts over 3 years

In 2020, the debt ratio of ASSURES DEFENSE GILOT EXP... (1.30) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
82.19% 2020
2018
2019
2020
Q1: 20.78%
Med: 45.56%
Q3: 64.34%
Excellent

In 2020, the financial autonomy of ASSURES DEFENSE GILOT EXP... (82.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.07 years 2020
2018
2019
2020
Q1: 0.0 years
Med: 0.12 years
Q3: 2.41 years
Good -36 pts over 3 years

In 2020, the repayment capacity of ASSURES DEFENSE GILOT EXP... (0.07) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 532.25. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.4x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

532.255

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.436

Liquidity indicators evolution
ASSURES DEFENSE GILOT EXPERTISES

Sector positioning

Liquidity ratio
532.25 2020
2018
2019
2020
Q1: 130.93
Med: 190.22
Q3: 285.74
Excellent -5 pts over 3 years

In 2020, the liquidity ratio of ASSURES DEFENSE GILOT EXP... (532.25) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.44x 2020
2018
2019
2020
Q1: 0.0x
Med: 0.02x
Q3: 1.34x
Good

In 2020, the interest coverage of ASSURES DEFENSE GILOT EXP... (0.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 12 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 27 days. Favorable situation: supplier credit is longer than customer credit by 15 days. Overall, WCR represents 7 days of revenue, i.e. 3 k€ to permanently finance.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

3 487 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

12 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

27 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

7 j

WCR and payment terms evolution
ASSURES DEFENSE GILOT EXPERTISES

Positioning of ASSURES DEFENSE GILOT EXPERTISES in its sector

Comparison with sector Évaluation des risques et dommages

Valuation estimate

Based on 209 transactions of similar company sales (all years), the value of ASSURES DEFENSE GILOT EXPERTISES is estimated at 55 480 € (range 17 348€ - 139 680€). With an EBITDA of 9 858€, the sector multiple of 1.1x is applied. The price/revenue ratio is 0.87x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
209 transactions
17k€ 55k€ 139k€
55 480 € Range: 17 348€ - 139 680€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation detail by method

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EBITDA Multiple 50%
9 858 € × 1.1x
Estimation 11 099 €
3 040€ - 58 765€
Revenue Multiple 30%
179 821 € × 0.87x
Estimation 155 795 €
48 116€ - 320 006€
Net Income Multiple 20%
8 079 € × 2.0x
Estimation 15 964 €
6 970€ - 71 484€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 209 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Évaluation des risques et dommages)

Compare ASSURES DEFENSE GILOT EXPERTISES with other companies in the same sector:

Voir toutes les statistiques du secteur Évaluation des risques et dommages

Frequently asked questions about ASSURES DEFENSE GILOT EXPERTISES

What is the revenue of ASSURES DEFENSE GILOT EXPERTISES ?

The revenue of ASSURES DEFENSE GILOT EXPERTISES in 2020 is 180 k€.

Is ASSURES DEFENSE GILOT EXPERTISES profitable?

Yes, ASSURES DEFENSE GILOT EXPERTISES generated a net profit of 8 k€ in 2020.

Where is the headquarters of ASSURES DEFENSE GILOT EXPERTISES ?

The headquarters of ASSURES DEFENSE GILOT EXPERTISES is located in LA ROCHELLE ([ND]).

Where to find the tax return of ASSURES DEFENSE GILOT EXPERTISES ?

The tax return of ASSURES DEFENSE GILOT EXPERTISES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ASSURES DEFENSE GILOT EXPERTISES operate?

ASSURES DEFENSE GILOT EXPERTISES operates in the sector Évaluation des risques et dommages (NAF code 66.21Z). See the 'Sector positioning' section above to compare the company with its competitors.