SIREN : 420022824
ASSURE BY ACFI is a French company founded 27 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SAINT-FELIX (74540), this company of category PME shows in 2025 a revenue of 801 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 801 341 € | 118 948 € | 121 490 € | N/C | N/C | N/C | N/C | N/C | N/C | 161 879 € |
| Net income | 15 124 € | 7 971 € | 2 143 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 44 188 € |
| EBITDA | 17 326 € | 9 753 € | 2 143 € | N/C | N/C | N/C | N/C | N/C | N/C | 45 230 € |
| Net margin | 1.9% | 6.7% | 1.8% | N/C | N/C | N/C | N/C | N/C | N/C | 27.3% |
In 2025, ASSURE BY ACFI achieves revenue of 801 k€. Over the period 2015-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +17.3%. Vs 2024, growth of +574% (119 k€ -> 801 k€). After deducting consumption (0 €), gross margin stands at 801 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 17 k€, representing 2.2% of revenue. Warning negative scissor effect: despite revenue change (+574%), EBITDA varies by +78%, reducing margin by 6.0 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 15 k€, i.e. 1.9% of revenue. This profit can be retained or distributed to shareholders.
801 341 €
801 341 €
17 326 €
17 326 €
15 124 €
2.2%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 1.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
0.0%
0.0%
1.887%
0.0
In 2025, the debt ratio of ASSURE BY ACFI (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2025, the financial autonomy of ASSURE BY ACFI (0.0%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2025, the repayment capacity of ASSURE BY ACFI (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 102.72. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
102.716
0.0
In 2025, the liquidity ratio of ASSURE BY ACFI (102.72) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of ASSURE BY ACFI (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 63 days. Excellent situation: suppliers finance 63 days of the operating cycle (retail model). WCR is negative (-70 days): operations structurally generate cash. Notable WCR improvement over the period (-81%), freeing up cash.
-155 781 €
0 j
63 j
0 j
-70 j
Based on 193 transactions of similar company sales (all years), the value of ASSURE BY ACFI is estimated at 252 753 € (range 71 450€ - 520 580€). With an EBITDA of 17 326€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASSURE BY ACFI with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ASSURE BY ACFI in 2025 is 801 k€.
Yes, ASSURE BY ACFI generated a net profit of 15 k€ in 2025.
The headquarters of ASSURE BY ACFI is located in SAINT-FELIX (74540), in the department Haute-Savoie.
The tax return of ASSURE BY ACFI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASSURE BY ACFI operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.