ASSUR'CONFORT ASSURANCES LA TORTUE : revenue, balance sheet and financial ratios

ASSUR'CONFORT ASSURANCES LA TORTUE is a French company founded 21 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in CONDE SUR L'ESCAUT (59163), this company of category PME shows in 2020 a revenue of 32 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ASSUR'CONFORT ASSURANCES LA TORTUE (SIREN 480213867)
Indicator 2022 2020 2019 2018 2017 2016
Revenue N/C 31 749 € 40 404 € 40 821 € 38 467 € 35 288 €
Net income 86 € 89 € 211 € 61 € 43 € 21 €
EBITDA N/C 89 € 211 € 61 € 43 € 21 €
Net margin N/C 0.3% 0.5% 0.1% 0.1% 0.1%

Revenue and income statement

In 2022, ASSUR'CONFORT ASSURANCES LA TORTUE generates positive net income of 86 €. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2022: 21 € -> 86 €.

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

86 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

86 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.0%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
ASSUR'CONFORT ASSURANCES LA TORTUE

Sector positioning

Debt ratio
0.0 2022
2019
2020
2022
Q1: 0.03
Med: 12.59
Q3: 62.99
Excellent

In 2022, the debt ratio of ASSUR'CONFORT ASSURANCES ... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
0.0% 2022
2019
2020
2022
Q1: 17.63%
Med: 47.05%
Q3: 73.71%
Average

In 2022, the financial autonomy of ASSUR'CONFORT ASSURANCES ... (0.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2022
2019
2020
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.38 years
Excellent

In 2022, the repayment capacity of ASSUR'CONFORT ASSURANCES ... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Positioning of ASSUR'CONFORT ASSURANCES LA TORTUE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of ASSUR'CONFORT ASSURANCES LA TORTUE is estimated at 173 € (range 81€ - 790€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
193 transactions
0k€ 0k€ 0k€
173 € Range: 81€ - 790€
NAF 5 all-time

Valuation method used

Net Income Multiple
86 € × 2.0x = 173 €
Range: 82€ - 790€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare ASSUR'CONFORT ASSURANCES LA TORTUE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about ASSUR'CONFORT ASSURANCES LA TORTUE

What is the revenue of ASSUR'CONFORT ASSURANCES LA TORTUE ?

The revenue of ASSUR'CONFORT ASSURANCES LA TORTUE in 2020 is 32 k€.

Is ASSUR'CONFORT ASSURANCES LA TORTUE profitable?

Yes, ASSUR'CONFORT ASSURANCES LA TORTUE generated a net profit of 86€ in 2022.

Where is the headquarters of ASSUR'CONFORT ASSURANCES LA TORTUE ?

The headquarters of ASSUR'CONFORT ASSURANCES LA TORTUE is located in CONDE SUR L'ESCAUT (59163), in the department Nord.

Where to find the tax return of ASSUR'CONFORT ASSURANCES LA TORTUE ?

The tax return of ASSUR'CONFORT ASSURANCES LA TORTUE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ASSUR'CONFORT ASSURANCES LA TORTUE operate?

ASSUR'CONFORT ASSURANCES LA TORTUE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.