Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

ASSURBANK : revenue, balance sheet and financial ratios

ASSURBANK is a French company founded 22 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LYON (69001), this company of category PME shows in 2022 a net income positive of 850 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ASSURBANK (SIREN 452394703)
Indicator 2022 2021 2015
Revenue N/C N/C N/C
Net income 850 124 € 362 833 € 311 933 €
EBITDA N/C N/C N/C
Net margin N/C N/C N/C

Revenue and income statement

In 2022, ASSURBANK generates positive net income of 850 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2015-2022: 312 k€ -> 850 k€.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

850 124 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 169%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 34%. The balance between equity and debt is satisfactory.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

169.081%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

34.343%

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

45.0%

Solvency indicators evolution
ASSURBANK

Sector positioning

Debt ratio
169.08 2022
2015
2021
2022
Q1: 0.03
Med: 12.59
Q3: 62.99
Average

In 2022, the debt ratio of ASSURBANK (169.08) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
34.34% 2022
2015
2021
2022
Q1: 17.63%
Med: 47.05%
Q3: 73.71%
Average

In 2022, the financial autonomy of ASSURBANK (34.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1297.84. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1297.839

Liquidity indicators evolution
ASSURBANK

Sector positioning

Liquidity ratio
1297.84 2022
2015
2021
2022
Q1: 118.8
Med: 232.85
Q3: 512.2
Excellent +48 pts over 3 years

In 2022, the liquidity ratio of ASSURBANK (1297.84) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Positioning of ASSURBANK in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of ASSURBANK is estimated at 1 711 018 € (range 809 344€ - 7 812 335€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
193 transactions
809k€ 1711k€ 7812k€
1 711 018 € Range: 809 344€ - 7 812 335€
NAF 5 all-time

Valuation method used

Net Income Multiple
850 124 € × 2.0x = 1 711 019 €
Range: 809 345€ - 7 812 335€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare ASSURBANK with other companies in the same sector:

Frequently asked questions about ASSURBANK

What is the revenue of ASSURBANK ?

The revenue of ASSURBANK is not publicly disclosed (confidential accounts filed with INPI).

Is ASSURBANK profitable?

Yes, ASSURBANK generated a net profit of 850 k€ in 2022.

Where is the headquarters of ASSURBANK ?

The headquarters of ASSURBANK is located in LYON (69001), in the department Rhone.

Where to find the tax return of ASSURBANK ?

The tax return of ASSURBANK is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ASSURBANK operate?

ASSURBANK operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.