Employees: 11 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 1994-07-01 (31 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: LE PONT-DE-BEAUVOISIN (38480), Isere
ASSURANCES SECARA 3000 : revenue, balance sheet and financial ratios
ASSURANCES SECARA 3000 is a French company
founded 31 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in LE PONT-DE-BEAUVOISIN (38480),
this company of category PME
shows in 2022 a revenue of 1.2 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - ASSURANCES SECARA 3000 (SIREN 398139048)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
N/C
1 181 109 €
N/C
N/C
N/C
N/C
1 118 157 €
1 149 785 €
Net income
236 182 €
102 021 €
126 643 €
159 152 €
110 312 €
84 949 €
95 992 €
82 741 €
89 571 €
EBITDA
N/C
N/C
115 581 €
N/C
N/C
N/C
N/C
67 141 €
67 689 €
Net margin
N/C
N/C
10.7%
N/C
N/C
N/C
N/C
7.4%
7.8%
Revenue and income statement
In 2024, ASSURANCES SECARA 3000 generates positive net income of 236 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 90 k€ -> 236 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
236 182 €
Loading income statement...
Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
Loading data...
Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
Loading data...
Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 91%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
5.491%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
90.832%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Solvency indicators evolution ASSURANCES SECARA 3000
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
18.387
13.928
10.43
7.02
6.31
5.344
5.384
3.879
5.491
Financial autonomy
79.06
83.156
87.755
90.517
89.94
90.904
91.781
92.696
90.832
Repayment capacity
4.127
3.014
None
None
None
None
1.29
None
None
Cash flow / Revenue
6.921%
7.722%
None%
None%
None%
None%
7.642%
None%
None%
Sector positioning
Debt ratio
5.492024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.43
Good+7 pts over 3 years
In 2024, the debt ratio of ASSURANCES SECARA 3000 (5.49) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
90.83%2024
2022
2023
2024
Q1: 12.99%
Med: 47.62%
Q3: 76.27%
Excellent
In 2024, the financial autonomy of ASSURANCES SECARA 3000 (90.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
1.29 years2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.36 years
Average
In 2022, the repayment capacity of ASSURANCES SECARA 3000 (1.29) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 417.22. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
417.223
Liquidity indicators evolution ASSURANCES SECARA 3000
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
315.696
379.54
639.517
611.807
531.061
613.478
762.985
451.238
417.223
Interest coverage
10.993
7.778
None
None
None
None
0.0
None
None
Sector positioning
Liquidity ratio
417.222024
2022
2023
2024
Q1: 123.97
Med: 243.45
Q3: 572.29
Good-12 pts over 3 years
In 2024, the liquidity ratio of ASSURANCES SECARA 3000 (417.22) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
0.0x2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.09x
Average
In 2022, the interest coverage of ASSURANCES SECARA 3000 (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution ASSURANCES SECARA 3000
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
-123 602 €
-90 571 €
0 €
0 €
0 €
0 €
-49 760 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
0
0
0
0
0
0
0
0
0
Supplier payment term (days)
17
8
0
0
0
0
18
0
0
Positioning of ASSURANCES SECARA 3000 in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of ASSURANCES SECARA 3000 is estimated at
475 356 €
(range 224 852€ - 2 170 427€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
224k€475k€2170k€
475 356 €Range: 224 852€ - 2 170 427€
NAF 5 all-time
Valuation method used
Net Income Multiple
236 182 €
×
2.0x
=475 356 €
Range: 224 853€ - 2 170 428€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare ASSURANCES SECARA 3000 with other companies in the same sector:
Frequently asked questions about ASSURANCES SECARA 3000
What is the revenue of ASSURANCES SECARA 3000 ?
The revenue of ASSURANCES SECARA 3000 in 2022 is 1.2 M€.
Is ASSURANCES SECARA 3000 profitable?
Yes, ASSURANCES SECARA 3000 generated a net profit of 236 k€ in 2024.
Where is the headquarters of ASSURANCES SECARA 3000 ?
The headquarters of ASSURANCES SECARA 3000 is located in LE PONT-DE-BEAUVOISIN (38480), in the department Isere.
Where to find the tax return of ASSURANCES SECARA 3000 ?
The tax return of ASSURANCES SECARA 3000 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does ASSURANCES SECARA 3000 operate?
ASSURANCES SECARA 3000 operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
Rotate your phone to landscape mode to view the chart