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ASSURANCES MUNTZ ET ASSOCIES : revenue, balance sheet and financial ratios

ASSURANCES MUNTZ ET ASSOCIES is a French company founded 25 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SARREBOURG (57400), this company of category PME shows in 2018 a net income positive of 14 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ASSURANCES MUNTZ ET ASSOCIES (SIREN 434892444)
Indicator 2018
Revenue N/C
Net income 14 361 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2018, ASSURANCES MUNTZ ET ASSOCIES generates positive net income of 14 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2018) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

14 361 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 83%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2018) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.598%

Financial autonomy (2018) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

83.073%

Asset age ratio (2018) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

23.3%

Solvency indicators evolution
ASSURANCES MUNTZ ET ASSOCIES

Sector positioning

Debt ratio
0.6 2018
2018
Q1: 0.01
Med: 9.38
Q3: 55.7
Good

In 2018, the debt ratio of ASSURANCES MUNTZ ET ASSOCIES (0.60) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
83.07% 2018
2018
Q1: 14.67%
Med: 45.08%
Q3: 73.22%
Excellent

In 2018, the financial autonomy of ASSURANCES MUNTZ ET ASSOCIES (83.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 149.28. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2018) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

149.285

Liquidity indicators evolution
ASSURANCES MUNTZ ET ASSOCIES

Sector positioning

Liquidity ratio
149.28 2018
2018
Q1: 109.41
Med: 206.71
Q3: 452.42
Average

In 2018, the liquidity ratio of ASSURANCES MUNTZ ET ASSOCIES (149.28) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Positioning of ASSURANCES MUNTZ ET ASSOCIES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (31 transactions). This range of 22 075€ to 197 035€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2018
Indicative
22k€ 41k€ 197k€
41 097 € Range: 22 075€ - 197 035€
NAF 5 année 2018
How is this estimate calculated?

This estimate is based on the analysis of 31 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare ASSURANCES MUNTZ ET ASSOCIES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about ASSURANCES MUNTZ ET ASSOCIES

What is the revenue of ASSURANCES MUNTZ ET ASSOCIES ?

The revenue of ASSURANCES MUNTZ ET ASSOCIES is not publicly disclosed (confidential accounts filed with INPI).

Is ASSURANCES MUNTZ ET ASSOCIES profitable?

Yes, ASSURANCES MUNTZ ET ASSOCIES generated a net profit of 14 k€ in 2018.

Where is the headquarters of ASSURANCES MUNTZ ET ASSOCIES ?

The headquarters of ASSURANCES MUNTZ ET ASSOCIES is located in SARREBOURG (57400), in the department Moselle.

Where to find the tax return of ASSURANCES MUNTZ ET ASSOCIES ?

The tax return of ASSURANCES MUNTZ ET ASSOCIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ASSURANCES MUNTZ ET ASSOCIES operate?

ASSURANCES MUNTZ ET ASSOCIES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.