Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

ASSURANCES LOIC LE COZ : revenue, balance sheet and financial ratios

ASSURANCES LOIC LE COZ is a French company founded 11 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in ARNAC-POMPADOUR (19230), this company of category PME shows in 2019 a net income positive of 120 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ASSURANCES LOIC LE COZ (SIREN 804765477)
Indicator 2019 2018 2017 2016
Revenue N/C N/C N/C N/C
Net income 119 767 € 75 059 € 97 517 € 101 543 €
EBITDA N/C N/C N/C N/C
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2019, ASSURANCES LOIC LE COZ generates positive net income of 120 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2019: 102 k€ -> 120 k€.

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

119 767 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 73%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

72.822%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

55.594%

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

26.9%

Solvency indicators evolution
ASSURANCES LOIC LE COZ

Sector positioning

Debt ratio
72.82 2019
2017
2018
2019
Q1: 0.02
Med: 10.33
Q3: 63.27
Average

In 2019, the debt ratio of ASSURANCES LOIC LE COZ (72.82) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
55.59% 2019
2017
2018
2019
Q1: 15.63%
Med: 46.49%
Q3: 74.02%
Good +16 pts over 3 years

In 2019, the financial autonomy of ASSURANCES LOIC LE COZ (55.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 41.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

41.295

Liquidity indicators evolution
ASSURANCES LOIC LE COZ

Sector positioning

Liquidity ratio
41.3 2019
2017
2018
2019
Q1: 110.27
Med: 205.98
Q3: 471.66
Watch

In 2019, the liquidity ratio of ASSURANCES LOIC LE COZ (41.30) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of ASSURANCES LOIC LE COZ in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (38 transactions). This range of 97 686€ to 593 751€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2019
Indicative
97k€ 147k€ 593k€
147 408 € Range: 97 686€ - 593 751€
NAF 5 année 2019

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 38 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare ASSURANCES LOIC LE COZ with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about ASSURANCES LOIC LE COZ

What is the revenue of ASSURANCES LOIC LE COZ ?

The revenue of ASSURANCES LOIC LE COZ is not publicly disclosed (confidential accounts filed with INPI).

Is ASSURANCES LOIC LE COZ profitable?

Yes, ASSURANCES LOIC LE COZ generated a net profit of 120 k€ in 2019.

Where is the headquarters of ASSURANCES LOIC LE COZ ?

The headquarters of ASSURANCES LOIC LE COZ is located in ARNAC-POMPADOUR (19230), in the department Correze.

Where to find the tax return of ASSURANCES LOIC LE COZ ?

The tax return of ASSURANCES LOIC LE COZ is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ASSURANCES LOIC LE COZ operate?

ASSURANCES LOIC LE COZ operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.